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    Thoughts on platinum's current price - seriously

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    Key Takeaways
    • Been watching platinum lately and I can't help but feel it's screaming "buy me" to anyone who'll listen.
    • I’ve owned a decent chunk of physical platinum for a while now, along with my gold and silver, both inside and outside my IRA.
    • For context, I’m retired now, living comfortably in Palm Beach, and have been actively investing in precious metals for close to 25 years.
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    Been watching platinum lately and I can't help but feel it's screaming "buy me" to anyone who'll listen. I’ve owned a decent chunk of physical platinum for a while now, along with my gold and silver, both inside and outside my IRA. For context, I’m retired now, living comfortably in Palm Beach, and have been actively investing in precious metals for close to 25 years. My metals allocation alone is well into the seven figures. I remember when palladium was trading neck-and-neck with gold, and platinum was significantly above it. Now, the tables have turned dramatically.

    I get the industrial demand narrative for platinum – autos and whatnot – and the worries about EVs impacting long-term demand. But even with that, the current price just seems out of whack compared to historical averages, not to mention its scarcity relative to gold. It's almost trading like silver, yet it's so much rarer. I've been slowly adding to my position over the past year, especially on dips, feeling like I'm picking up dimes for nickels. My IRA is heavily weighted in gold, but I've got a decent platinum allocation as well, and I'm contemplating if now's the time to seriously increase that percentage within my self-directed IRA.

    For those of you with significant platinum exposure, particularly in an IRA, what's your thesis here? Are you seeing the same disparity, or am I wearing rose-tinted glasses from my veranda? I'm always running numbers through the Gold IRA Calculator to get a sense of potential returns and how different allocations might perform over time within my IRA. It’s pretty useful for visualizing scenarios. Is platinum truly undervalued, or am I missing some critical piece of the puzzle that explains its persistently lower price point? Would love to hear some diverse perspectives on this one.

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    Comments (3)

    2
    james_wilson👑Elite (1m-5m)Real Investor✓ Verifiedabout 2 months ago

    Totally get what you're saying, OP! I've had a similar feeling about platinum for a while now. I dipped my toes in with a small allocation in my self-directed IRA last year, mostly as a hedge against inflation and frankly, because it felt like the odd one out among the precious metals. It's been interesting to watch, almost like a sleeper pick.

    No Palm Beach retirement for me yet, haha, but I'm definitely keeping an eye on it. The industrial demand angle is what always gets me thinking it's got more room to run than people give it credit for.

    1
    margaret_chen🏆Advanced (250-500k)Real Investorabout 2 months ago

    Interesting take. Good to hear from someone with firsthand experience owning it. Out of curiosity, you mentioned you own it both inside and outside your IRA – any particular reason you decided to go that route, or just diversifying allocations?

    1
    kenneth_parker💎Premium (500k-1m)Real Investor✓ Verifiedabout 2 months ago

    I get the optimism about platinum, especially with its industrial uses, but "seriously undervalued" might be a bit strong. Gold has pretty much always been seen as the ultimate safe haven, and while platinum has its moments, it just doesn't command that same universal appeal during shaky economic times. It's a great metal, don't get me wrong, but perhaps more of a niche play versus a core investment for most people's retirement portfolios.

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