Thinking about rebalancing some palladium, what's everyone's take?

Dorothy Lopez

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Thinking about rebalancing some palladium, what's everyone's take?

dorothy_lopez💰Established (100-250k)

about 1 month ago

Key Takeaways

•Alright, so I've been kicking around the idea of rebalancing some of my palladium.
•I've got about $180k across my IRA and some taxable accounts, and a decent chunk of that is in palladium from when I picked it up a few years ago.
•Palladium has certainly had its run, and while I still believe in its long-term industrial demand, the recent volatility has got me thinking.

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Alright, so I've been kicking around the idea of rebalancing some of my palladium. I've got about $180k across my IRA and some taxable accounts, and a decent chunk of that is in palladium from when I picked it up a few years ago. Been in the casino industry out here in Vegas for like 25 years, so I've seen my share of winning and losing bets, and I'm pretty comfortable with risk, but you also gotta know when to take some chips off the table, right?

Palladium has certainly had its run, and while I still believe in its long-term industrial demand, the recent volatility has got me thinking. I'm not looking to dump it all, but maybe trim back 10-15% and reallocate that into something else. Maybe more gold? Or even look at some diversified ETFs. What have folks here been doing with their palladium holdings lately? Are you holding tight, or have you made similar moves?

I was playing around with that Gold IRA Calculator the other day, just plugging in some different scenarios for what my overall IRA value could look like with various precious metals allocations. It was actually pretty insightful for visualizing the impact of different percentages. Made me wonder if I'm leaving too much exposure in one metal right now, even if I like the fundamentals. Just wondering if anyone has used tools like that to inform their rebalancing decisions. Has it ever pushed you in a direction you weren't originally considering?

It's not about being scared, it's about being strategic. Been through enough market cycles to know that. What's the general sentiment here on palladium's near-term future, especially for IRA holdings? Any hidden pitfalls or opportunities I should be considering if I do decide to pull the trigger on a rebalance?

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5 comments

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Best Answer▲ 10 upvotes

paul_hill🏆Advanced (250-500k)

Interesting! So you're looking at rebalancing the palladium specifically, not your whole portfolio. When you say "rebalancing," are you thinking of just reducing your palladium exposure and moving it into other precious metals, or are you looking to diversify into other asset classes entirely?

Comments (5)

david_brown💎Premium (500k-1m)Real Investor•about 1 month ago

Oh man, I totally understand this. Not palladium for me, but I had a pretty significant chunk of my portfolio in silver from about 2018-2020. My dad got me into it years ago, so it was almost like an emotional attachment too. When I finally decided to rebalance some of it into gold and platinum last year, it felt like a weight off my shoulders. It's a tough call when you've seen those gains!

paul_hill🏆Advanced (250-500k)Real Investor✓ Verified•about 1 month ago

charles_lewis💎Premium (500k-1m)Real Investor•about 1 month ago

Honestly, while rebalancing can be smart, I'd be a little hesitant to jump out of palladium right now just because it's been volatile. Given your background in the casino industry, you know a thing or two about risk and cycles. Palladium's recent dips could be a buying opportunity for others, or at least a hold, rather than a signal to exit. Are you factoring in the potential for a rebound in industrial demand when you're thinking of selling?

thomas_walker🏆Advanced (250-500k)Real Investor✓ Verified•about 1 month ago

Hey, that's a solid chunk of palladium! If you're thinking about rebalancing into gold for an IRA, definitely make sure you're aware of the IRS purity requirements. It's 0.995 fine for gold, and not all bullion meets that, especially if you're looking at older coins or certain types of bars.

A good resource to double-check eligible products is often found on most reputable precious metals dealer websites, they usually have a section dedicated to IRA-approved metals. Good luck with the rebalancing!

carol_carter💰Established (100-250k)Real Investor•about 1 month ago

Yeah, I totally agree with you on the rebalancing. It's smart to take some profits when you've had a good run.

I did something similar last year with some silver I'd been holding for ages. I ended up converting a portion of it into a gold IRA, and it felt good to diversify a bit more. Palladium can be pretty volatile, so locking in some gains makes a lot of sense.

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