Thinking about my kids' inheritance - Palladium for the future?

• •Watching my kids navigate this crazy economy has me thinking a lot about their future, and honestly, about the legacy my wife and I are building.
• •I’ve been heavily invested in gold for years, ever since I retired from the energy sector here in Houston back in '08.
• •Saw firsthand how quickly things can shift, and that drove me to diversify into hard assets.

Watching my kids navigate this crazy economy has me thinking a lot about their future, and honestly, about the legacy my wife and I are building. I’ve been heavily invested in gold for years, ever since I retired from the energy sector here in Houston back in '08. Saw firsthand how quickly things can shift, and that drove me to diversify into hard assets. My portfolio is sitting comfortably in the low 7 figures now, thanks in large part to those gold holdings, especially during recent inflationary bumps. We’ve always taught our kids the value of financial responsibility, but what we leave them needs to be more than just cash that can get diluted away.

My Gold IRA has been a rock-solid performer, and it got me wondering if palladium could play a similar role for their generation. I know historically it's been more volatile than gold, tied heavily to industrial demand (especially auto catalysts). But with the push towards cleaner energy and potentially new industrial uses, I can't help but think about its long-term prospects. Is anyone else here considering specific precious metals beyond gold for their family's inheritance? I'm talking about putting something tangible in their hands, not just a bunch of zeros in a bank account that central bankers can mess with.

I’ve been eyeing some palladium coins, maybe a few bars, outside of my IRA for direct gifting eventually. I’m also trying to get a clearer picture of potential tax implications for them down the road. It’s not just about accumulating wealth, but about preserving it and passing on something resilient. I’ve been using the retirement planner at goldirablueprint.com to model out different scenarios for my own retirement accounts, factoring in both gold and now considering palladium for future allocations. It’s a good tool for seeing how everything balances out.

What are your thoughts on palladium as a long-term inheritance asset, especially compared to gold? Any pitfalls I should be extra aware of? I’m looking for strategies that go beyond typical financial instruments and really speak to preserving wealth for generations.