Silver stacking as part of my retirement strategy - Omaha folks, what's your take?

• •I've been slowly but surely adding silver to my portfolio for about 5 years now.
• •It started small, just an ounce here and there, then graduated to 10 oz bars and even a Kilo bar last year.
• •I wouldn't call myself a whale by any stretch, but I've probably got about 15-20k invested in physical silver at this point, all secured away.

Been seeing a lot of chatter about silver lately, and wanted to share my own journey and strategy, especially since it's a piece of my overall retirement puzzle. I've been slowly but surely adding silver to my portfolio for about 5 years now. It started small, just an ounce here and there, then graduated to 10 oz bars and even a Kilo bar last year. I wouldn't call myself a whale by any stretch, but I've probably got about 15-20k invested in physical silver at this point, all secured away. It's a small percentage of my total investments, which hover around the 200k mark right now, mostly in more traditional stuff.

My thinking behind it is pretty straightforward. As an insurance agent here in Omaha, I see firsthand the anxieties people have about the future – inflation, market volatility, all that good stuff. While my 401k and Roth IRA are the workhorses, silver (and a smaller bit of gold in a Gold IRA) feels like a tangible hedge against the unknown. It’s not about getting rich quick, but more about preserving purchasing power and having something truly independent of the banking system. Plus, honestly, there’s something genuinely satisfying about holding a physical asset.

For my overall strategy, I aim to keep my precious metals allocation between 5-10% of my total portfolio. I dollar-cost average into it, buying a bit whenever I have some extra cash or when prices dip. I'm focusing on well-known government-minted coins and respectable refiner bars for liquidity if I ever need to sell. I'm curious, for those of you who also hold silver (or gold), what's your allocation strategy? Do you have a specific percentage you aim for, or do you just buy what you can when you can? And for my fellow Nebraskans, any local places you trust for buying or selling?