Silver Eagles vs. Generic Rounds for my Gold IRA - Thoughts from a Fellow Investor

• •I've been in the Gold IRA game for a few years now, primarily for wealth preservation as a lawyer here in Philly.
• •My portfolio hovers around the $750k mark and I'm always looking at optimizing my allocations.
• •My question for the community revolves around silver specifically: Silver Eagles versus generic silver rounds for an IRA.

I've been in the Gold IRA game for a few years now, primarily for wealth preservation as a lawyer here in Philly. My portfolio hovers around the $750k mark and I'm always looking at optimizing my allocations. I’ve gone pretty heavy on gold, mostly Eagles and a few bars, but I’m now circling back to the silver side of things for some additional diversification and a bit more accessible entry point for future contributions.

My question for the community revolves around silver specifically: Silver Eagles versus generic silver rounds for an IRA. I know the obvious answer for an IRA is "only government-minted coins," which usually means Eagles. And I completely get the liquidity and recognition factor with Eagles. However, generic rounds are significantly cheaper per ounce. When you're talking about potentially accumulating thousands of ounces over time, that premium on Eagles really starts to add up. I'm wondering if anyone out there has pushed the boundaries a bit, or has strong opinions on why that premium is absolutely worth it even for a purely IRA-held asset that won't be physically in my hands for potentially decades.

My thinking is, if it's all just stored at a depository and I'm not going to be selling individual ounces on eBay, does the "collectibility" or "numismatic value" of an Eagle really matter? Or is it purely about the underlying silver content and an eventual liquidation through the custodian? I’m focused on long-term value and protection against inflation/economic instability, not short-term trading. It just feels like I'm leaving a lot of silver on the table by strictly sticking to Eagles. Has anyone tried arguing for specific generic rounds with their custodian for their IRA, even if they aren't officially "IRA approved" by every definition? I’m specifically talking about something like a standard Buffalo or Prospector round, not anything exotic.

I know the risk argument is always there for generic rounds, but for purely IRA purposes, where standards are usually so strict, it makes me wonder if there's a loophole or an argument to be made for certain high-purity, well-known generic options. I’m thinking about this from a purely practical, metal-per-dollar perspective for my wealth preservation strategy. Any input from fellow Gold IRA holders, especially those with larger portfolios or experience navigating these specific rules, would be greatly appreciated. Thanks!