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    Rate hike today had me sweating a little re: my Palladium IRA

    Key Takeaways
    • •Anyone else feeling a bit of whiplash after the Fed announcement today?
    • •I know it was expected, but seeing that rate hike solidified just makes me a touch uneasy when I look at the broader economic picture.
    • •I've been eyeing my Palladium IRA pretty closely the last few months, especially with all the talk about recession and inflation.
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    Anyone else feeling a bit of whiplash after the Fed announcement today? I know it was expected, but seeing that rate hike solidified just makes me a touch uneasy when I look at the broader economic picture. I've been eyeing my Palladium IRA pretty closely the last few months, especially with all the talk about recession and inflation. I'm sitting on about $700k across my retirement accounts, with a decent chunk of that in physical palladium, diversified with some gold and silver too.

    My logistics business here in Memphis has been good, thankfully, but I’m actively working on a succession plan for the next 3-5 years. The last thing I need is a massive market correction throwing a wrench into my retirement strategy. My advisor originally steered me towards palladium mostly for its industrial demand angle – catalysts, electronics, that kind of thing – thinking it had good insulation from some of the more volatile financial swings. And it has, for the most part been a solid performer for me.

    But with rates going up, energy costs, and general economic slowdowns globally, industrial demand could soften, right? I'm wondering if anyone out there with a significant palladium holding is rethinking their allocation or considering rebalancing? Are you seeing anything in your respective industries that makes you bullish or bearish on palladium specifically over the next 12-24 months?

    Just trying to get a read on what others are thinking. It's easy to get tunnel vision with your own portfolio. Always appreciate different perspectives from this group.

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    3 comments

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    nancy_hallšŸ’°Established (100-250k)

    Yeah, I hear you, those announcements can definitely make you second-guess things. Quick question though, why specifically Palladium that has you sweating? Is there some particular aspect of palladium's market that's more sensitive to rate hikes than, say, gold or silver?

    Comments (3)

    1
    sharon_evansšŸ’°Established (100-250k)Real Investor•12 days ago

    Totally get this. Had a similar moment with my silver IRA a few months back when inflation numbers came out higher than expected. Just that gut punch feeling, even when you *think* you're prepared. It's tough not to overthink it sometimes, especially with these bigger economic shakers.

    5
    nancy_hallšŸ’°Established (100-250k)Real Investor•12 days ago

    Yeah, I hear you, those announcements can definitely make you second-guess things. Quick question though, why specifically Palladium that has you sweating? Is there some particular aspect of palladium's market that's more sensitive to rate hikes than, say, gold or silver?

    2
    kenneth_parkeršŸ’ŽPremium (500k-1m)Real Investorāœ“ Verified•12 days ago

    Honestly, I'm not sure a rate hike would be my primary concern with a palladium IRA right now. The supply chain issues and overall industrial demand fluctuations seem like a bigger mover for palladium prices than a small interest rate bump. Just my two cents.

    The biggest mistake retirees make with their 401(k)

    Most people don't diversify until after a crash. Get the free guide and protect your nest egg.

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