Platinum vs Palladium - thoughts for the long haul?

Brian Edwards

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Platinum vs Palladium - thoughts for the long haul?

brian_edwards🌟Ultra (5m+)

1 day ago

Key Takeaways

•Been seeing a lot of chatter lately about platinum and palladium, and it’s got me thinking, especially with how tight the auto industry is getting.
•My portfolio is heavy on physical metals – always has been, always will be.
•For context, I’m talking 7 figures in gold and silver, and probably close to another million split between platinum and palladium.

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Been seeing a lot of chatter lately about platinum and palladium, and it’s got me thinking, especially with how tight the auto industry is getting. My portfolio is heavy on physical metals – always has been, always will be. For context, I’m talking 7 figures in gold and silver, and probably close to another million split between platinum and palladium. Live in Aspen, development deals keep me busy, but I always keep an eye on the macro stuff.

Currently, platinum is trading significantly lower than palladium, something like $900-1000/oz platinum compared to $1200-$1300/oz palladium. Seems like a no-brainer that platinum is undervalued, right? Especially considering their industrial uses. A decade ago, platinum was consistently more expensive. I remember buying platinum at like $1500 an ounce back in 2011-2012 when I was really starting to diversify after the housing market started to rebound. Thinking about how much the Gold IRA Calculator at https://calculator.goldirablueprint.com/ shows for my gold holdings makes me wonder about the long-term potential of these other metals too.

My concern is this pivot to EVs. If catalytic converters become less of a demand driver for palladium, what then? Platinum also has industrial uses beyond just catalytic converters, like jewelry and petroleum refining. Is the market overreacting to the EV shift when it comes to palladium, and consequently undervaluing platinum? Are we heading for a reversal where platinum once again becomes the more expensive PGM?

Anyone else in a similar boat, holding significant amounts of both? What are your strategies for these two as we move further into this decade? Trying to decide if it’s time to beef up my platinum IRA contributions even more or if there’s a trap I’m not seeing here.

6 comments

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Best Answer▲ 6 upvotes

betty_king📊Growing (50-100k)

Honestly, while the auto industry is a huge factor, I think it's a bit shortsighted to only focus on that for platinum and palladium. There's a lot more going on in terms of industrial demand, and future tech could really shift things, too.

I'm not saying ignore the car market, but when we're talking "long haul," diversifying your perspective beyond just catalytic converters might be a good idea. Just my two cents.

Comments (6)

brian_edwards🌟Ultra (5m+)Real Investor✓ Verified•about 18 hours ago

Totally get where you're coming from. I went through a similar debate a few years back with PGM's. Ended up dipping my toe into platinum after a deep dive into its industrial uses and scarcity. Still holding, and so far, so good. It's a different beast than gold/silver, for sure, but can be a nice diversifier.

Palladium's volatility always made me a bit nervous for a "long haul" play, especially with the EV shift. Interesting to see what others think though!

helen_turner💰Established (100-250k)Real Investor•about 18 hours ago

Interesting post – sounds like you've got a seriously impressive metals portfolio. When you say "tight the auto industry is getting," are you generally referring to supply chain issues and chip shortages impacting production, or more specifically how that's affecting demand for catalytic converters and therefore platinum/palladium? Just curious about your angle there.

betty_king📊Growing (50-100k)•about 18 hours ago

I'm not saying ignore the car market, but when we're talking "long haul," diversifying your perspective beyond just catalytic converters might be a good idea. Just my two cents.

donald_nelson💎Premium (500k-1m)Real Investor✓ Verified•about 18 hours ago

Hey, interesting discussion! When you're looking at platinum and palladium for the long haul, especially with a significant metals portfolio, it's worth diving deep into the supply/demand dynamics beyond just the auto industry. Geopolitical factors and new industrial applications can really shift things.

I found this Sprott Money article comparing platinum and palladium pretty insightful. They break down some of the lesser-known demand drivers and supply risks that might influence long-term performance. Could be a good read for anyone wanting to diversify further!

brian_edwards🌟Ultra (5m+)Real Investor✓ Verified•about 18 hours ago

Totally agree with your points about the auto industry impacting these metals. It's a huge factor to consider for sure. I've only got a small amount of platinum myself (mostly gold & silver too, though not 7 figures!), but I've definitely noticed the price swings directly tied to manufacturing news. Curious to see how it plays out long-term.

betty_king📊Growing (50-100k)•about 18 hours ago

Interesting discussion on PGM's. I've been putting about 15% of my Gold IRA portfolio (around $75k total) into gold and silver, but the platinum argument for industrial demand is compelling. My question is, for a long-term hold in an IRA, say 10+ years, are we really seeing enough *new* industrial demand out of platinum compared to its traditional uses, or is it more like a reallocation from palladium, which still seems to have a stronger, clearer industrial narrative?

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