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    Platinum vs. Palladium - is platinum looking undervalued

    R
    ronald_morris👑Elite (1m-5m)
    about 2 months ago
    Key Takeaways
    • I got into a Gold IRA a few years back as a more secure hedge against inflation, post-retirement from the Navy.
    • Palladium’s run over the last few years has been phenomenal, no doubt about it.
    • We all saw the charts.
    See what your 401(k) could look like in gold

    I've been watching the platinum and palladium markets pretty closely lately, and I'm starting to wonder if platinum isn't looking incredibly undervalued right now, especially when you compare it to palladium. My portfolio isn't huge, sitting around the $2.5M mark, but I've always had a significant allocation to precious metals, particularly gold and a bit of silver. I got into a Gold IRA a few years back as a more secure hedge against inflation, post-retirement from the Navy. Being an Admiral for 30 years means I prefer a disciplined, long-term approach to my investments, not chasing every shiny new thing, but I also know when to spot a potential opportunity.

    Palladium’s run over the last few years has been phenomenal, no doubt about it. We all saw the charts. But the price discrepancy between it and platinum has become staggering. They both have significant industrial applications, especially in catalytic converters, though platinum has a broader industrial base and, of course, the jewelry market. With the auto industry potentially shifting gears, perhaps platinum regaining some favor over palladium in certain applications, and its historical price averages, it just feels like it's due for a correction upwards relative to palladium. Is anyone else seeing this, or am I just looking at it through rose-tinted glasses?

    I've been considering rebalancing some of my existing precious metals, perhaps even looking at adding some physical platinum to my holdings, outside of my Gold IRA since that's primarily gold and some silver, just to take advantage of what feels like a temporary market inefficiency. I'm based here in Virginia Beach, and I've been talking to my financial planner about it, but I'm curious to hear what others in this community, especially those with some skin in the game in precious metals beyond just gold, are thinking. Are there any factors I might be overlooking that would explain platinum's current lower price, or are we truly looking at an undervalued asset here?

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    16 comments

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    Best Answer▲ 18 upvotes
    F
    frank_rivera💎Premium (500k-1m)
    Really valuable perspective. I'll definitely keep this in mind as I make my decisions.

    Comments (16)

    2
    nancy_hall💰Established (100-250k)Real Investorabout 2 months ago

    Interesting take. While I get where you're coming from with the platinum/palladium ratio and the historical highs, I'm not entirely convinced it's a straightforward "undervalued" situation for platinum. A lot of palladium's run-up has been directly tied to its use in catalytic converters for gasoline cars, which is still a massive market, and one where platinum doesn't necessarily have a 1:1 replacement role yet, especially for *diesel* engines which are a bigger chunk in some global markets.

    I think the EV shift is a bigger overhang for *both* PGMs than people realize in the long run, and while platinum might bounce back relative to palladium, I'd be looking at the industrial demand side very carefully before diving in, not just the historical price comparison. Just my two cents, always a good discussion though!

    4
    matthew_murphy👑Elite (1m-5m)Real Investorabout 2 months ago

    Interesting thought! When you say "undervalued," are you looking at it purely from a price-to-historical-average perspective, or are there specific industrial/demand shifts you're factoring in that make you think it's due for a rebound relative to palladium?

    10
    charles_lewis💎Premium (500k-1m)Real Investorabout 2 months ago

    Totally agree, OP. I sold off some palladium last year to free up capital, and I've been kicking myself ever since that I didn't immediately load up on platinum instead. The price difference between the two just feels… wrong. It feels like platinum really is due for a good correction upwards.

    3
    laura_sanchez💰Established (100-250k)Real Investor✓ Verifiedabout 2 months ago

    This is exactly the kind of discussion I was looking for. Very informative!

    2
    diane_bailey💰Established (100-250k)Real Investorabout 2 months ago

    This is really helpful information! I've been researching gold IRAs for a while and this confirms what I've been learning.

    18
    frank_rivera💎Premium (500k-1m)Real Investorabout 2 months ago

    Really valuable perspective. I'll definitely keep this in mind as I make my decisions.

    5
    elizabeth_johnson💰Established (100-250k)Real Investor✓ Verifiedabout 2 months ago

    I've been following this topic closely and really appreciate the insights here.

    16
    susan_clark💰Established (100-250k)Real Investorabout 2 months ago

    Appreciate you taking the time to share this. Lots to think about for my own portfolio.

    15
    michael_anderson🏆Advanced (250-500k)Real Investorabout 2 months ago

    I've been following this topic closely and really appreciate the insights here.

    11
    dorothy_lopez💰Established (100-250k)Real Investorabout 2 months ago

    Really valuable perspective. I'll definitely keep this in mind as I make my decisions.

    14
    carol_carter💰Established (100-250k)Real Investorabout 2 months ago

    This is exactly the kind of discussion I was looking for. Very informative!

    6
    ashley_baker💼Starter (0-50k)✓ Verifiedabout 2 months ago

    Appreciate you taking the time to share this. Lots to think about for my own portfolio.

    17
    timothy_reed💎Premium (500k-1m)Real Investorabout 2 months ago

    I've been following this topic closely and really appreciate the insights here.

    18
    joyce_cooper📊Growing (50-100k)✓ Verifiedabout 2 months ago

    Thanks for sharing your experience. It's so helpful to hear from real investors.

    13
    steven_mitchell🏆Advanced (250-500k)Real Investor✓ Verifiedabout 2 months ago

    Thanks for sharing your experience. It's so helpful to hear from real investors.

    14
    charles_lewis💎Premium (500k-1m)Real Investorabout 2 months ago

    I've been following this topic closely and really appreciate the insights here.

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