palladium IRA and gold... what do you guys think of this Fed pivot?

Janet Cook

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palladium IRA and gold... what do you guys think of this Fed pivot?

janet_cook📊Growing (50-100k)

about 11 hours ago

Key Takeaways

•My IRA's got about $75k in physical gold allocated, and another $20k in palladium.
•Powell's tone last week kind of threw me.
•It feels like they're finally blinking on rates, hinting at cuts sooner than previously expected.

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I know this is a Palladium IRA thread, but honestly, all precious metals tend to swim in the same current, and I'm feeling a little antsy about gold right now after the Fed's latest comments. My IRA's got about $75k in physical gold allocated, and another $20k in palladium. I'm a jeweler here in Providence, so I'm around these metals all day, know their properties, but the financial market side sometimes feels like a whole different beast.

Powell's tone last week kind of threw me. It feels like they're finally blinking on rates, hinting at cuts sooner than previously expected. On the one hand, lower rates usually mean a weaker dollar, which is great for dollar-denominated gold, right? But on the other hand, if they cut because the economy's truly slowing down, doesn't that risk dragging everything with it, even safe havens? I've been through a few cycles, but this one feels particularly murky with all the geopolitical stuff stirred in too.

My inventory at the shop is pretty stable, but my personal portfolio is where my long-term security lies. I've been eyeing adding more palladium with the whole EV push, but now I’m wondering if I should just beef up my gold holdings even more, especially if we're heading into a more volatile period. What are you all thinking? Are you seeing this as a clear buy signal for gold, or are there other factors giving you pause?

Are you adjusting your allocations at all based on the Fed's stance? Any long-term investors here who've navigated similar Fed pivots with precious metal IRAs? Would love to hear some perspectives, especially from those with a substantial chunk in palladium.

4 comments

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Best Answer▲ 8 upvotes

karen_robinson💼Starter (0-50k)

Hey, I hear you on the anxiety about gold right now. That $75k in physical is a decent chunk! Out of curiosity, what percentage of your total IRA portfolio does that $75k in physical gold represent? Just trying to get a sense of your overall allocation.

Comments (4)

maria_campbell📊Growing (50-100k)✓ Verified•less than a minute ago

Yeah, I hear you on the anxiety. It's tough when they drop these bombs and you're left trying to figure out what it means for your portfolio. I had a similar feeling back in '08 with some silver I was holding. Felt like the rug was gonna get pulled. Ended up holding through and it recovered, but man, those few months were rough. Always makes you second guess everything.

karen_robinson💼Starter (0-50k)•less than a minute ago

joyce_cooper📊Growing (50-100k)✓ Verified•less than a minute ago

Honestly, while the Fed *is* a huge factor, I'm not sure a single "pivot" is enough to completely derail gold's long-term appeal, especially with inflation still lingering. $75k in physical isn't chump change, but it also gives you some flexibility. Maybe don't panic-sell just yet? Consider dollar-cost averaging out if you're really worried, rather than a full dump.

laura_sanchez💰Established (100-250k)Real Investor✓ Verified•less than a minute ago

Hey, totally get the anxiety with all the Fed talk. It's like trying to predict the weather with a broken barometer sometimes! You mentioned being antsy about gold, and with palladium also in the mix, it might be worth looking into how platinum is performing lately. Sometimes it acts as a nice diversifier within the precious metals sphere, and it's often overlooked. Kitco has some decent charts and news on it if you're looking for another angle to consider.

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