Numismatic vs. Bullion for Gold IRA - My Experience & Questions

• •Been seeing a few posts pop up about Gold IRAs lately, and I wanted to throw my two cents in on something I wrestled with early on: numismatic vs.
• •Had about $750k to play with and wanted to diversify away from the usual stock market rollercoaster.
• •He had a few older, rare proof sets he was really enthusiastic about.

Been seeing a few posts pop up about Gold IRAs lately, and I wanted to throw my two cents in on something I wrestled with early on: numismatic vs. bullion coins. When I first started looking at this, probably five or six years ago now, I was coming into a decent chunk of change from some M&A activity with one of my smaller logistics companies. Had about $750k to play with and wanted to diversify away from the usual stock market rollercoaster. Living in Memphis, you see a lot of folks worried about inflation and geopolitical stuff, and I’m definitely one of them, especially trying to set things up for my kids to take over in the next decade or so.

My advisor at the time, God bless him, tried to push me pretty hard on some numismatic coins for “collectible value” and potential for higher appreciation. He had a few older, rare proof sets he was really enthusiastic about. Sounded great in theory, but when I dug into the actual spread and the difficulties of liquidating those things at anything close to what you paid, it gave me serious pause. I’m thinking long-term here, not collecting stamps. Ended up going almost entirely with American Gold Eagles, a few Canadian Maples, and some gold bars for the sheer bullion weight. The whole point for me is a hedge, an inflation protector, not trying to get rich off scarcity. Pure gold content is what I'm after.

I know some people swear by numismatics, and I get that a rare coin can explode in value. But for an IRA where you’re talking about potentially needing to liquidate a significant amount down the line without a massive hit, it just felt too risky and illiquid for my comfort level. The simplicity of bullion appeal is what won me over. My current holdings are probably around $850k in physical gold now, all stored securely. My worry is always ease of sale when the time comes. I've heard some horror stories about selling numismatics back to dealers for peanuts.

So, for those of you who have Gold IRAs, especially if you've got a similar portfolio size, what did you end up going with? Did anyone here go heavy into numismatics and regret it, or has it actually paid off for you? Looking to hear some other perspectives on this, as I’m always evaluating my strategy.