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    My Silver Stacking Strategy - Hoping to Diversify Eventually

    Key Takeaways
    • •Been following this sub for a while and figured it's time to actually spill on my own silver journey.
    • •Started off pretty small about five years ago, probably with about $10k kicking around after a bonus at the oil company I work for here in Tulsa.
    • •My initial strategy was just… to buy silver.
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    Been following this sub for a while and figured it's time to actually spill on my own silver journey. Started off pretty small about five years ago, probably with about $10k kicking around after a bonus at the oil company I work for here in Tulsa. My initial strategy was just… to buy silver. Whatever I could get my hands on that felt like a decent deal. Mostly rounds and a few older Eagles from a local coin shop I sometimes pop into during my lunch break.

    My portfolio now sits around $150k, mostly in silver. I'm a secretary, so I hear a lot of chatter from the execs about inflation and global instability, and it really solidified my conviction on precious metals. My biggest regret is probably not going harder on it years ago, but hindsight is 20/20, right? I'd say about 80% is physical silver, stored partly in a local bank safe deposit box and partly in a home safe (with proper insurance, of course). The other 20% is in PSA-certified rare coins – a few proof sets and some older US coinage I picked up at an estate sale.

    My current strategy is to keep accumulating silver, aiming for another $20-30k in the next year. I'm trying to be more strategic about it now, though. I've been looking into 10oz bars more lately, as they seem to offer a good balance of lower premiums and still being relatively liquid if I ever needed to sell. I’ve also been thinking about maybe dipping my toes into palladium through a Palladium IRA. I've heard some buzz around that lately and it seems like it's got a lot more industrial demand than silver, which is appealing.

    For those of you with more experience in palladium or who have diversified beyond just silver, what are your thoughts? Is it worth the jump? Any particular types of palladium that are better for an IRA? I know the premiums can be higher, but I'm trying to look long-term. Appreciate any insights!

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    4 comments

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    Best Answer▲ 10 upvotes
    R
    ronald_morris👑Elite (1m-5m)

    That's a solid start! Curious though, what made you initially pick silver over gold if you're eventually hoping to diversify into it? Was it just a lower barrier to entry at the time?

    Comments (4)

    9
    laura_sanchez💰Established (100-250k)Real Investor✓ Verified•less than a minute ago

    Hey, totally feel you on the silver stacking! My journey started pretty similarly, just a few years earlier. I was all-in on silver for a good decade, mostly because it felt more accessible and I could get more "bang for my buck" visually.

    Eventually, I did start diversifying into gold, mainly through some smaller fractional coins and a few 1oz bars when the price dipped. It's a different feel, for sure, but glad I made the move to spread things out a bit. Good luck with your strategy!

    10
    ronald_morris👑Elite (1m-5m)Real Investor•less than a minute ago

    That's a solid start! Curious though, what made you initially pick silver over gold if you're eventually hoping to diversify into it? Was it just a lower barrier to entry at the time?

    5
    maria_campbell📊Growing (50-100k)✓ Verified•less than a minute ago

    Interesting strategy, OP. I get the appeal of silver, especially at its current price point, but I gotta ask – why wait on the diversification? It sounds like you've got a decent chunk in silver already. While it's great for entry-level precious metals investing, don't forget gold tends to be the more stable long-term play for wealth preservation. Just something to consider for balancing that portfolio sooner rather than later!

    8
    carol_carter💰Established (100-250k)Real Investor•less than a minute ago

    Hey, that's a solid start! Sticking with silver for a bit to build up a base makes a lot of sense. When you do start looking into diversifying into gold for your IRA, make sure you're aware of the specific purity requirements for IRA-eligible precious metals. It's a key detail a lot of people miss initially.

    You might find this guide on Forbes Advisor about Gold IRAs pretty helpful. It breaks down some of the rules and considerations clearly.

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