Gold IRA BlueprintForum
    Back to forum
    💠 Palladium IRA

    Gold ripping, but what about Palladium in my IRA?

    Key Takeaways
    • Okay, so gold is just… going.
    • I’ve been watching my Gold IRA portfolio pretty closely the last few days, and seeing those numbers climb is definitely a nice feeling.
    • I’ve had about $75k in gold with Augusta Precious Metals for the last four years, and it's been a solid, steady part of my retirement strategy.
    Download the free rollover checklist

    Okay, so gold is just… going. It’s insane! I’ve been watching my Gold IRA portfolio pretty closely the last few days, and seeing those numbers climb is definitely a nice feeling. I’ve had about $75k in gold with Augusta Precious Metals for the last four years, and it's been a solid, steady part of my retirement strategy. As a mayor in a smaller town, community stability is huge for me, and I try to reflect that in my personal finances too. Gold has always felt like that bedrock.

    But here's the thing. While gold is doing its thing, I've also got a chunk of Palladium in that same IRA - about $15k worth. It’s felt a bit like the forgotten cousin lately, just kinda sitting there. I remember buying it because the industrial demand seemed promising, especially with the push for cleaner tech, but it’s been a wild ride since then, mostly downhill from its highs a couple of years back. Anyone else notice this divergence and feeling a bit antsy?

    I’m wondering what the collective wisdom here thinks. Gold is breaking records, but is that pulling up the whole precious metals ship, or is palladium just going to keep doing its own thing? Should I be considering rebalancing some of that gold enthusiasm into my palladium holdings, hoping for a catch-up? Or is it a sign that palladium just isn’t going to see those glory days again anytime soon? I’m based in Boise, so my local economy isn’t super tied to industrial trends, but I always try to keep an eye on the bigger picture.

    I know nobody has a crystal ball, but hearing different perspectives from folks who are actually invested in these metals is always valuable. What's your take on gold's ascent versus palladium's current slump? Anyone here bullish on palladium making a comeback, or is it time to consider other options within my IRA?

    112
    16 comments

    Considering a Gold IRA for your retirement?

    Get a free info kit from a top-rated company — trusted by thousands of investors.

    365 people viewed this today48 members requested a free kit this week72 investors bookmarked this
    Best Answer▲ 17 upvotes
    R
    ronald_morris👑Elite (1m-5m)
    Totally with you on the precious metals feeling good right now! I actually shifted about 15% of my IRA into physical palladium back in 2018 when it was still under $1000/oz, and the returns have been absolutely insane. Glad I didn't stick only to gold, even though my gold holdings have been stellar too!

    Comments (16)

    5
    david_brown💎Premium (500k-1m)Real Investorabout 1 month ago

    Totally get what you're saying! Gold's been on a tear. I actually had a similar thought a while back when silver was popping off more. My advisor at Goldco suggested diversifying some of my Gold IRA into silver then, and it paid off pretty nicely. So, while gold's doing its thing, it's definitely smart to think about other metals in the IRA mix.

    3
    carol_carter💰Established (100-250k)Real Investorabout 1 month ago

    Congrats on the gains with your gold, that's awesome! Quick question though, you mentioned specifically having gold with Augusta Precious Metals. Did you look into them for palladium as well, or was your original intention just for gold investments and then you're now considering palladium separately?

    9
    brian_edwards🌟Ultra (5m+)Real Investor✓ Verifiedabout 1 month ago

    Totally get the excitement about gold right now, it's been a wild ride! But honestly, while everyone's focused on gold, I'm a little surprised palladium isn't getting more love in these discussions. It's got such unique industrial demand drivers, especially with catalytic converters. Seems like a missed opportunity to diversify *within* the precious metals space if you're only looking at gold and silver for your IRA.

    10
    maria_campbell📊Growing (50-100k)✓ Verifiedabout 1 month ago

    That's awesome to hear about your Gold IRA performance, especially with Augusta! It’s definitely an exciting time for precious metals.

    Regarding Palladium, it's an interesting one to consider. While not as commonly held in IRAs as gold or silver, it *is* an IRS-approved precious metal for IRAs. Have you checked out the IRS's official list of approved metals for IRAs? It's a good resource to confirm what's eligible. You can usually find it on their website or by searching for "IRS approved precious metals IRA." Just make sure any palladium you're looking at meets the fineness standards!

    17
    ronald_morris👑Elite (1m-5m)Real Investorabout 1 month ago

    Totally with you on the precious metals feeling good right now! I actually shifted about 15% of my IRA into physical palladium back in 2018 when it was still under $1000/oz, and the returns have been absolutely insane. Glad I didn't stick only to gold, even though my gold holdings have been stellar too!

    12
    karen_robinson💼Starter (0-50k)about 1 month ago

    Honestly, the palladium hype feels a bit FOMO-driven compared to the steady reliability of gold. I’ve had a gold IRA for about 3 years now, ever since I started seriously looking at diversifying my retirement savings beyond just stocks here in Columbus. The tax advantages of an IRA are huge, and knowing a significant chunk of my portfolio is in tangible precious metals brings a lot more peace of mind than chasing the next big thing. Considering a 401k rollover? Definitely look into gold.

    10
    helen_turner💰Established (100-250k)Real Investorabout 1 month ago

    Really interesting point about palladium. I’ve been heavily invested in physical gold in my Gold IRA for a few years now, sitting on about $180k, and it’s been a bedrock for my portfolio, especially with inflation these days. I started with roughly $120k back in 2020. I'm in Louisville, KY, and I'm watching the local economy feel the pinch. My question is, for those of you who *are* diversifying into palladium within your IRA, how does the storage and liquidity compare to gold from your experience? Are the custodians as seamless for palladium as they are for common gold bullion?

    10
    joyce_cooper📊Growing (50-100k)✓ Verifiedabout 1 month ago

    The palladium run has been something else to watch, for sure! I dipped my toe in a few years back with about 5% of my precious metals allocation when it was around $1500, but honestly, the volatility gave me more heartburn than gold ever has. For a Gold IRA, I'd personally stick to the tried and true. My biggest tip for anyone just getting started in Little Rock is to focus on finding a custodian with transparent fees; I learned the hard way that those can eat into your gains quicker than you think, especially when you're looking at metals beyond just gold.

    17
    margaret_chen🏆Advanced (250-500k)Real Investorabout 1 month ago

    You know, it's funny how quickly these trends can shift. I was just reviewing my own portfolio (mostly gold, but I keep an eye on the others) last month, and I found this *really* insightful article on The Balance about precious metal IRAs. It broke down the tax implications and storage for all the investable metals, not just gold. Definitely worth a read if you're thinking about diversifying beyond just gold or silver.

    3
    laura_sanchez💰Established (100-250k)Real Investor✓ Verifiedabout 1 month ago

    Man, Palladium. I remember back in '08, right after the market cratered, I was sitting at my kitchen table here in El Paso, just staring at my 401k statement. It had been brutal. My neighbor, a retired jeweler, kept telling me to look at precious metals. I ended up dumping about $100k into a Gold IRA then, and honestly, it felt like jumping off a cliff. But seeing gold's resilience through all these years, especially when everything else felt like it was teetering, that's peace of mind you can't put a price on. Palladium's interesting, but after that fear back then, I'm sticking to the proven safe haven.

    7
    michelle_collins🏆Advanced (250-500k)Real Investorabout 1 month ago

    I see a lot of excitement about palladium lately, and it's definitely had a great run, but for my IRA, I've always leaned towards gold for its stability and long-term wealth preservation. Back in 2020, when things felt particularly uncertain, I actually topped off my Gold IRA with another 50k after seeing some volatility in a few of my tech stocks, finding comfort in the historical consistency of gold rather than chasing the more dramatic ups and downs of a commodity like palladium.

    14
    thomas_walker🏆Advanced (250-500k)Real Investor✓ Verifiedabout 1 month ago

    Totally relate to the gold rip, but palladium? That's a whole other beast. I remember back in '08, watching my once comfortable 401k just *evaporate* with the housing crash here in San Diego. It felt like every penny I’d scrimped and saved was gone, just dust. That fear was raw, and it drove me to seriously diversify. I started with a small gold allocation, saw how it weathered the storm, and that's when I really dug into precious metals IRAs. Honestly, finding the right strategy felt overwhelming at first, but taking the Gold IRA Quiz was a game-changer – it actually helped me map out a plan beyond just gold, considering my risk tolerance and long-term goals. Now, with a significant chunk of my 250k+ portfolio in gold, I sleep a lot sounder. Palladium is interesting, but I'd proceed with caution and a lot of research, especially considering its industrial demand swings.

    6
    timothy_reed💎Premium (500k-1m)Real Investorabout 1 month ago

    That's an interesting thought about Palladium; I actually dabbled in it back in 2020 and saw some decent returns before reallocating. Considering Palladium's volatility, especially compared to gold, have any of you modeled how it might impact a 10-year outlook, particularly when looking at something like the Gold vs Stocks 10-year comparison at goldvsstocks.goldirablueprint.com? I'm curious if the short-term gains outweigh the long-term stability gold offers in an IRA.

    0
    dorothy_lopez💰Established (100-250k)Real Investorabout 1 month ago

    Palladium had a good run, but I'm sticking mostly with gold in my gold IRA for long-term stability in my retirement savings. The volatility of palladium makes me a little nervous, especially with my 401k rollover funds I put in a few years back. The tax advantages of a precious metals IRA are just too good to risk on something quite as speculative for a significant portion of my portfolio here in Vegas. The Learning Center has some great breakdowns on asset allocation if you're weighing different metals.

    1
    kenneth_parker💎Premium (500k-1m)Real Investor✓ Verifiedabout 1 month ago

    Palladium's been interesting, but personally, I've always stuck with gold for my gold IRA. Diversifying retirement savings is crucial, and the stability of precious metals, especially gold, has really paid off for me over the past decade in Memphis. I started with a 401k rollover years ago and the tax advantages on that growth have been fantastic.

    2
    mark_adams👑Elite (1m-5m)Real Investorabout 1 month ago

    @Laura Sanchez – Exactly! You just perfectly articulated why I got into precious metals for my IRA back then too. That 2008 crash was a real wake-up call, and I remember feeling that same pit in my stomach looking at my statements while sipping my morning coffee here in Greenwich. Palladium's been less of a focus for me than gold and silver, but the principle of diversification and having that tangible asset outside the traditional market noise resonated deeply. Seeing gold’s performance now, it just reinforces that initial decision.

    12,000+ investors requested this guide last month

    Find out why retirees are moving savings into gold. Free kit, no obligation.

    Related Discussions

    Rolling over a chunk of my 401k into Palladium - self-directed vs traditional custodian?

    ▲ 2916 comments

    Inherited IRA and Palladium - Anyone done this conversion?

    ▲ 28614 comments

    Gold breaking all-time highs - what now for my Palladium

    ▲ 28542 comments

    Storage Fees for Palladium IRA - What's a decent rate?

    ▲ 28411 comments

    Anyone else stressin' about the Buffalo vs. Eagle decision for their IRA?

    ▲ 2837 comments

    Explore Other Topics

    🥇 Gold IRA

    Is Your "Safe" IRA Leaving You Exposed? The Gold Risk Myth DEBUNKED! 🔥

    🥇 Gold IRA

    Finally Got My Head Around Gold IRA Rollover Taxes! (Seriously, This Tool Rocks)

    🥈 Silver IRA

    **Seriously Helped Me Figure Out My Gold IRA Allocation!**

    📰 Gold News

    Industrial Demand for Silver - What's Everyone Thinking?