Fed rate decision and my Palladium IRA - thoughts?

• •Another day, another Fed announcement.
• •I’ve been watching the palladium charts like a hawk since the last rate hike, and honestly, it’s a bit of a rollercoaster.
• •Being retired military here in Honolulu, my perspective is probably a little different than someone stateside.

Another day, another Fed announcement. My Palladium IRA is sitting around $120k right now, which is a decent chunk of my overall retirement, maybe 15% or so of the half-mil I’ve got tucked away. I’ve been watching the palladium charts like a hawk since the last rate hike, and honestly, it’s a bit of a rollercoaster. Being retired military here in Honolulu, my perspective is probably a little different than someone stateside. We see the global picture a bit clearer out here, and the yen's movements, the Chinese economy, maritime trade – it all feels directly connected to the value of these precious metals.

I got into palladium a few years back after doing a deep dive, liked its industrial applications and felt it was more undervalued than gold or silver at the time. The initial gains were awesome, but these last few months with all the economic uncertainty… I’m feeling a mix of cautious optimism and a slight gut twinge. Are we seeing a market correction, or something more fundamental shifting? With inflation still sticky, and these rate decisions seeming to yo-yo, it’s hard not to wonder if I should be rebalancing a bit or just holding steady.

Anyone else in a similar boat, especially with palladium? What are your thoughts on how these rate decisions are going to impact precious metals in the coming months? I’m particularly interested in hearing from folks investing in palladium – it feels like a different animal compared to gold when these economic headwinds kick up. Are you liquidating any of your positions or doubling down?

I’ve been using the Retirement Planner tool I found online to run some scenarios, trying to project what my portfolio might look like if palladium does X or Y. It’s been pretty helpful for visualizing the long-term impact of these short-term market fluctuations. Just trying to keep my head screwed on straight and not make any emotional decisions based on today’s news. Any sage advice from fellow investors would be appreciated!