Fed rate decision and my portfolio - feeling a bit antsy

• •Okay, so another Fed decision day is looming, and honestly, my stomach does a little flip every time.
• •As someone who's got a decent chunk – about $400k – of my retirement savings in a Gold IRA, these announcements hit differently now.
• •My university pension is a guaranteed thing, but this Gold IRA is where I've put my conviction after all the research I did.

Okay, so another Fed decision day is looming, and honestly, my stomach does a little flip every time. As someone who's got a decent chunk – about $400k – of my retirement savings in a Gold IRA, these announcements hit differently now. My university pension is a guaranteed thing, but this Gold IRA is where I've put my conviction after all the research I did. I've been a professor for long enough to see a few cycles, but this current inflationary environment combined with rate hikes just feels particularly spicy, you know?

I started really diving into precious metals after reading a ton of economic history and seeing how they perform during periods of instability. The 2020 money printing spree was the final push I needed to diversify beyond traditional stocks and bonds. My Gold IRA is now a significant piece of my overall strategy, offering that tangible hedge against currency devaluation and market volatility. I live here in Richmond, VA, and watching the cost of living climb, I feel pretty good about having some real assets.

My concern isn't necessarily that gold will tank – historically, it tends to hold its own or even gain during times of economic uncertainty, which aggressive rate hikes can certainly exacerbate. It's more about how the broader market reacts and the impact on the perception of stability, which in turn influences everything. I’ve used that Gold IRA Calculator a few times to project potential returns under different scenarios, just to try and calm my nerves. It's been helpful, honestly, to visualize what different growth rates or even stagnant periods could mean for the account over time.

Does anyone else feel this way? How are you guys positioning yourselves or what are your thoughts on how gold might react to another rate increase? Are you buying, holding, or even considering rebalancing? I'm curious to hear other perspectives, especially from those who are further along in their gold investment journey.