Fed just hiked, how are you guys feeling about your precious metals allocations?

Catherine Bell

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Fed just hiked, how are you guys feeling about your precious metals allocations?

catherine_bell🏆Advanced (250-500k)

about 2 months ago

Key Takeaways

•Not gonna lie, I was half expecting them to pause given all the banking sector jitters, but here we are.
•Most of my gold is in a Gold IRA, with a decent chunk of physical outside of that.
•My big question now is, how do you seasoned investors see this affecting the gold market in the short to medium term?

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Another 25bps. Not gonna lie, I was half expecting them to pause given all the banking sector jitters, but here we are. My family's been in timber around Spokane for generations, so I've always had a pretty conservative, long-term view on wealth, especially with my own portfolio which is sitting somewhere around the higher end of the $250-500k range these days. Most of my gold is in a Gold IRA, with a decent chunk of physical outside of that.

My big question now is, how do you seasoned investors see this affecting the gold market in the short to medium term? Part of me thinks the Fed just doubled down on fighting inflation, which should be good for gold as a hedge. But then you hear all the talk about recession risks increasing, and typically gold does well in those environments too. It feels like we're in this weird limbo where both outcomes (continued inflation or recession) could theoretically support gold, but the immediate reaction in price always seems to be a bit of a head-scratcher.

I’m trying to decide if this is a buy-the-dip moment if gold pulls back, or if I should just hold steady. My main goal is capital preservation and generational wealth transfer, not trying to hit a home run, so I'm generally pretty patient. Just curious how this Fed move is altering anyone else's strategy or outlook. Are you rebalancing? Holding tight? Thinking of adding more to your precious metals IRA?

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Best Answer▲ 10 upvotes

michelle_collins🏆Advanced (250-500k)

Totally feel this. I'm in a similar boat, though my family's more in cattle than timber. Every time the Fed moves, I get a little antsy about my gold holdings, even though I logically know it's a long-term play. It's just hard to ignore the day-to-day noise, ya know?

Comments (8)

michelle_collins🏆Advanced (250-500k)Real Investor•about 2 months ago

ruth_perez📊Growing (50-100k)•about 2 months ago

Interesting background from Spokane! So, is the timber industry generally seen as a good hedge against inflation too, or is it more about diversification for your family?

susan_clark💰Established (100-250k)Real Investor•about 2 months ago

Honestly, I'm not sure a 25bps hike really changes much in the grand scheme of things for gold. It's more about the overall economic uncertainty and the longer-term trajectory, which still feels pretty messy. I'm holding steady on my gold allocation, pretty much ignoring the short-term rate moves unless we see something drastic.

susan_clark💰Established (100-250k)Real Investor•29 days ago

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brian_edwards🌟Ultra (5m+)Real Investor✓ Verified•29 days ago

I rolled over about $80k last year. Honestly the hardest part was just picking which metals to hold. Still second-guessing myself.

gary_stewart📊Growing (50-100k)•29 days ago

Been looking into this myself — the fees on some of these custodians are wild. Anyone found one that doesn't gouge you?

sandra_green📊Growing (50-100k)✓ Verified•29 days ago

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