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    Fed decision looking spicy next month for my Palladium IRA

    Key Takeaways
    • Anyone else feeling a bit antsy about the upcoming Fed meeting?
    • With inflation numbers still stubbornly high, I'm genuinely curious what Powell's going to pull out of his hat.
    • I've been in precious metals for about 15 years now, started with gold when I was still elbow-deep in the oil fields here in Dallas.
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    Anyone else feeling a bit antsy about the upcoming Fed meeting? With inflation numbers still stubbornly high, I'm genuinely curious what Powell's going to pull out of his hat. My Palladium IRA has been a solid performer for me over the last few years, but I'm trying to gauge how much these potential rate hikes might impact its trajectory.

    I've been in precious metals for about 15 years now, started with gold when I was still elbow-deep in the oil fields here in Dallas. My portfolio's sitting comfortably between 750k and a million these days, and a decent chunk of that is in palladium. I diversified into it a few years back mainly because of its industrial demand, figuring that would hedge some of the pure speculation we sometimes see with gold. It's done well, but I'm always looking at the next chess move.

    I remember back in '08, watching the market rollercoaster and feeling pretty good about my gold holdings, but palladium is a different beast entirely. We've seen some pretty wild swings for it in the past, and I'm wondering if a more aggressive Fed could cool things down a bit too much, even with supply constraints. Are you guys expecting a significant dip if they go another 50 or 75 basis points?

    I'm contemplating whether to rebalance a small percentage of my palladium into something else if we see a substantial jump in rates, or if this is just a blip on the radar for long-term holders. What are your thoughts on palladium's resilience in a rapidly rising interest rate environment? Any other long-term PM investors out there feeling similar jitters?

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    18 comments

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    Best Answer▲ 18 upvotes
    P
    patricia_miller📊Growing (50-100k)
    I rolled over about $80k last year. Honestly the hardest part was just picking which metals to hold. Still second-guessing myself.

    Comments (18)

    2
    sharon_evans💰Established (100-250k)Real Investorabout 1 month ago

    Oh man, totally feel you on this. My silver IRA has me side-eyeing the news every morning. Had a similar moment a while back when they were hinting at rate hikes, and my stomach was in knots. Ended up holding steady and things worked out, but that uncertainty is brutal!

    6
    thomas_walker🏆Advanced (250-500k)Real Investor✓ Verifiedabout 1 month ago

    Totally feel you on the antsy-ness. Given the inflation numbers, do you think they're more likely to surprise with a bigger hike, or just stick to the expected 25bps and try to talk it down?

    9
    william_davis💎Premium (500k-1m)Real Investorabout 1 month ago

    Honestly, I'm not sure the Fed meeting is going to be the *sole* driver for palladium that some people think. Geopolitical stuff and industrial demand swings seem to have a bigger, more immediate impact on palladium than just interest rate hikes, especially with how specific its use cases are. Your IRA's performance probably has more to do with those other factors, even if the Fed creates some ripples.

    7
    michael_anderson🏆Advanced (250-500k)Real Investor6 days ago

    I keep going back and forth between gold and silver allocations. The gold-to-silver ratio right now is making silver look attractive.

    7
    sharon_evans💰Established (100-250k)Real Investor6 days ago

    I keep going back and forth between gold and silver allocations. The gold-to-silver ratio right now is making silver look attractive.

    4
    gary_stewart📊Growing (50-100k)6 days ago

    Genuinely curious — has anyone here actually tried to liquidate from their gold IRA? How smooth was that process?

    18
    patricia_miller📊Growing (50-100k)✓ Verified6 days ago

    I rolled over about $80k last year. Honestly the hardest part was just picking which metals to hold. Still second-guessing myself.

    16
    karen_robinson💼Starter (0-50k)6 days ago

    Ngl I came here expecting the usual affiliate spam but the discussions are actually decent. Way better info than what I was getting from my old advisor.

    12
    ronald_morris👑Elite (1m-5m)Real Investor6 days ago

    My advisor told me 10-15% in gold is the sweet spot but I went heavier. We'll see how it plays out.

    8
    carol_carter💰Established (100-250k)Real Investor6 days ago

    Just started my rollover process last month. The paperwork alone almost made me quit lol.

    15
    jennifer_martinez💰Established (100-250k)Real Investor✓ Verified6 days ago

    I was pretty skeptical about another gold IRA forum but the tools here on GIRAB actually surprised me — the calculator alone saved me hours of spreadsheet work.

    14
    matthew_murphy👑Elite (1m-5m)Real Investor6 days ago

    Interesting take. I've heard the opposite from a few people though — would love to see some actual numbers on this.

    1
    diane_bailey💰Established (100-250k)Real Investor6 days ago

    My advisor told me 10-15% in gold is the sweet spot but I went heavier. We'll see how it plays out.

    14
    richard_garcia👑Elite (1m-5m)Real Investor6 days ago

    Interesting take. I've heard the opposite from a few people though — would love to see some actual numbers on this.

    18
    james_wilson👑Elite (1m-5m)Real Investor✓ Verified6 days ago

    I keep going back and forth between gold and silver allocations. The gold-to-silver ratio right now is making silver look attractive.

    16
    mark_adams👑Elite (1m-5m)Real Investor6 days ago

    I rolled over about $80k last year. Honestly the hardest part was just picking which metals to hold. Still second-guessing myself.

    2
    frank_rivera💎Premium (500k-1m)Real Investor6 days ago

    My advisor told me 10-15% in gold is the sweet spot but I went heavier. We'll see how it plays out.

    16
    susan_clark💰Established (100-250k)Real Investor6 days ago

    My advisor told me 10-15% in gold is the sweet spot but I went heavier. We'll see how it plays out.

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