Eagles vs. Buffalos in my Palladium IRA - thoughts?

Steven Mitchell

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Eagles vs. Buffalos in my Palladium IRA - thoughts?

steven_mitchell🏆Advanced (250-500k)

2 days ago

Key Takeaways

•My dealer suggested either American Palladium Eagles or Canadian Palladium Maples, but I've been eyeing the Buffalos too.
•I know for gold, Eagles often have that slight edge in liquidity and recognition, especially here in the States.
•But for palladium, is that same premium really justified for the Eagles?

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Alright, so I’ve been building my physical metals holdings for a while now, mostly gold and silver obviously, but decided to dip my toes into palladium for a bit more diversification. Got a decent chuck in my IRA, around $100k of my $400k total retirement portfolio is in various precious metals, with about $25k of that now in palladium. I'm a manufacturing exec in Cleveland, and the idea of hard assets just really resonates with me, especially with all the digital currency hype – give me something tangible you can hold any day.

My dealer suggested either American Palladium Eagles or Canadian Palladium Maples, but I've been eyeing the Buffalos too. I know for gold, Eagles often have that slight edge in liquidity and recognition, especially here in the States. But for palladium, is that same premium really justified for the Eagles? My dealer hinted it might be more about personal preference than any significant market difference for palladium specifically. I’m thinking about picking up another 10 oz for my IRA before the end of the quarter, and trying to decide which way to go.

I understand the purity difference – Eagles are 0.9995 fine, Buffalos are 0.9999 fine (if you can even find them in Palladium easily now that they are no longer minted), and Maples are also 0.9999. Does that tiny bit of extra purity really matter for an IRA holding that I'm not planning to sell for at least another 20-30 years? Or is it more about the brand recognition and potential lower spread when I eventually go to liquidate? I’m leaning towards the Eagles just for consistency with my gold holdings, but that higher purity of the Maples is tempting.

Anyone here with experience holding palladium in their IRA? What did you go with and why? Did you notice any price differences or difficulties when buying/selling one over the other? Any insights specific to palladium would be super helpful. Thanks!

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5 comments

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Best Answer▲ 4 upvotes

sharon_evans💰Established (100-250k)

Dude, I actually had a super similar thought process when I first got into palladium for my IRA! I was all gold and silver, then realized palladium was a great way to diversify. Ended up going with a mix of Eagles and Buffalos too. No regrets so far, it's been a solid performer for me. Good luck!

Comments (5)

sharon_evans💰Established (100-250k)Real Investor•2 days ago

robert_thompson💰Established (100-250k)Real Investor✓ Verified•2 days ago

Hey, interesting split! When you say "Eagles vs. Buffalos," are you referring to American Palladium Eagles and American Gold Buffaloes, or did you mean something else? Just curious about the specific types of coins you're holding!

betty_king📊Growing (50-100k)•2 days ago

Interesting move with the Palladium! I get the diversification play, but honestly, $100k out of $400k in *all* precious metals, then adding palladium on top? That feels like a pretty high concentration to me, even for a gold bug. Especially with palladium's notoriously volatile history. Just something to consider for your overall portfolio risk, I suppose. Good luck with the Eagles and Buffalos!

joshua_phillips🏆Advanced (250-500k)Real Investor✓ Verified•2 days ago

Hey, that's a solid chunk of change in palladium! Good call on diversifying. Just a heads up, make sure you're keeping tabs on the palladium spot price and the premium you paid. Sometimes, especially with coins like Eagles or Buffalos, the premium can be a bit higher than bars. This Goldhub link (they cover palladium too) can be a handy tool for tracking real-time prices. Always good to know your exact entry point!

jennifer_martinez💰Established (100-250k)Real Investor✓ Verified•2 days ago

Totally agree with the diversification play, man. Palladium's been a beast lately. I actually just added a similar chunk to my IRA last quarter – about $75k out of $350k total portfolio is now in metals, with a good chunk of that also in palladium. Seeing some decent gains already. Smart move.

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