Eagles vs Buffalos for a Palladium IRA - My Two Cents & Questions

• •Okay, so I've been seeing a lot of chatter lately about folks getting into palladium for their IRAs.
• •Good on ya for diversifying!
• •For us old-timers who’ve been stacking gold for decades, it's a bit of a newer game, but definitely an interesting one.

Okay, so I've been seeing a lot of chatter lately about folks getting into palladium for their IRAs. Good on ya for diversifying! For us old-timers who’ve been stacking gold for decades, it's a bit of a newer game, but definitely an interesting one. Got me thinking about the old American Eagle vs. Buffalo debate, but for palladium. It's a bit different than gold, where the Eagles are the go-to for IRAs due to that purity standard. Palladium Eagles are 99.95% pure, same as the Buffalos, so that 22k vs 24k argument goes out the window.

I've been a gold guy for over 20 years myself, mostly American Gold Eagles for my IRA. Started dabbling back when I was still working at Ford out in Dearborn, prepping for retirement. My portfolio is a bit north of half a mill now, and a decent chunk is in metals. For my gold, I always liked the Eagles – the fractional options, the history, the collectibility. But with palladium, if both are 0.9995 pure, is there really a compelling reason to pick one over the other besides aesthetics? The Palladium Eagles have that classic Augustus Saint-Gaudens design, which is beautiful, but so are the Buffalos.

My main concern, living here in Detroit, is always liquidity and future sale. While I plan on holding these things for the long haul, life happens. With gold, everyone knows an Eagle. Buffalos are also super recognizable. Is the palladium market the same? Do dealers in the secondary market treat Palladium Eagles and Buffalos identically in terms of premium and ease of sale, or does one tend to have a slight edge? I remember back in the early 2000s, some smaller dealers were a bit finicky about foreign-minted gold versus US, even if purity was identical. Is that a factor anymore?

Any of you palladium investors out there with actual experience buying and selling those for your IRA, what's your take? Did you go Eagles, Buffalos, or maybe even Canadian Maples? What drove your decision? Premiums are obviously a consideration, but beyond that, anyone see any advantages or disadvantages long-term for either of the US-minted options?