Eagles or Buffalos for a Palladium IRA? My two cents, looking for yours.

• •I've been kicking around the idea of adding some palladium to my IRA, specifically looking at Eagles vs.
• •I've been in the casino industry out here in Vegas for like 20 years, so I understand risk like it's a second language.
• •That's why I'm looking at palladium as a nice diversifier, especially with all the talk about its industrial demand.

I've been kicking around the idea of adding some palladium to my IRA, specifically looking at Eagles vs. Buffalos. My Roth is doing great – sitting pretty at around $180k right now, mostly in some solid growth stocks and a chunk of physical gold I rolled over from an old 401k. I've been in the casino industry out here in Vegas for like 20 years, so I understand risk like it's a second language. That's why I'm looking at palladium as a nice diversifier, especially with all the talk about its industrial demand.

Here's my hang-up: The premium on those Palladium Eagles seems wild. I get the collector appeal, the "rarity," all that jazz, but is it really worth the extra percentage points compared to the Palladium Buffalos? I'm not really trying to be a coin collector, I'm looking for the metal, the hedge. I picked up a few gold Buffalos a couple of years back and have been happy with those for the premium, but palladium is a whole different beast price-wise. It feels like throwing good money after bad if the premium isn't going to hold up when it comes time to liquidate.

My custodian has both available, and honestly, the Eagles just look cooler. But "cooler" doesn't pay the bills, especially if I'm looking to add another $20k-$30k into this over the next year or so. Is there something I'm missing about the Palladium Eagles that justifies the higher cost? Or is this just another case where the "investor" choice (Buffalos) is the smarter play over the "collector" choice (Eagles) for an IRA? Any seasoned palladium investors out there have thoughts on this?