Birch Gold - Thoughts for Palladium in a Smaller Account?

• •For me, things like minimums and fees aren't as much of a headache, but I remember starting out.
• •I’ve used a few different custodians and dealers over the years, and Birch has always seemed to be pretty well-regarded.
• •For those of you who started with them on a relatively smaller scale for alternative IRA assets, what was your overall impression?

Been seeing a few posts about Birch Gold lately, and it got me thinking about their suitability for a bit smaller accounts, especially when eyeing palladium. My own portfolio is, shall we say, a good deal larger than what's typically considered "small" by most, and I've got a substantial allocation to metals, including a fair bit of palladium in an IRA. For me, things like minimums and fees aren't as much of a headache, but I remember starting out.

I’ve used a few different custodians and dealers over the years, and Birch has always seemed to be pretty well-regarded. My primary metals holdings are with a different firm I've used for over a decade, but I've always kept an eye on others for diversification or if I were ever to consider a smaller, more focused play. If someone were just getting their feet wet with, say, a $25-50k account and wanted to dedicate a good chunk to palladium within an IRA, would Birch Gold be a solid option in your experience? I'm less concerned with the sales pitch side, more with the actual execution, storage, and ongoing fees for someone with a less substantial initial investment.

For those of you who started with them on a relatively smaller scale for alternative IRA assets, what was your overall impression? Did the fees feel disproportionate to your holdings? And has anyone considered palladium specifically through them with a sub-$75k account? I'm picturing someone wanting to build up a decent allocation over time, not just a one-off purchase. It's always interesting to hear different perspectives, especially when comparing against broader market trends. I was looking at something like "Silver vs Stocks" at https://silvervsstocks.goldirablueprint.com/?period=10Y the other day, and while that's silver specific, the general principle of comparing different asset classes for long-term growth is always at the forefront of my mind, even for specific metals like palladium.

My daughter, who's in her late 30s now, is just starting to seriously look at alternative assets for her retirement, and she's not nearly at my level of investment. I'm trying to guide her towards solid, reputable options that won't nickel and dime her, especially for something as specialized as a palladium IRA. Any real-world feedback on Birch Gold for this specific niche would be incredibly helpful for her (and me, for future reference!).