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    Anyone else thinking about Palladium with this inflation data?

    Key Takeaways
    • Just saw the latest CPI numbers drop and honestly, it’s got me seriously considering upping my allocation to physical palladium.
    • Inflation isn't "transitory" anymore, it's baked in, and anyone saying otherwise is just living in a different reality.
    • The plan is to hand it off to my daughter in the next 5-7 years, and I want to make sure my retirement nest egg isn't slowly evaporating.
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    Just saw the latest CPI numbers drop and honestly, it’s got me seriously considering upping my allocation to physical palladium. Inflation isn't "transitory" anymore, it's baked in, and anyone saying otherwise is just living in a different reality. I’ve already got a good chunk of my IRA in gold, probably around 20% of my overall 700k portfolio, mostly because I’m trying to de-risk for succession planning with my logistics company here in Memphis. The plan is to hand it off to my daughter in the next 5-7 years, and I want to make sure my retirement nest egg isn't slowly evaporating.

    I know gold is the traditional hedge, and it’s done well for me over the past few years. But palladium, especially with its industrial demand, seems like it could have a stronger immediate upside if inflation really starts running hot. The automotive industry needs it for catalytic converters, and with the push for cleaner emissions, that demand isn't going anywhere. It feels less like a pure fear play and more like a smart, diversified inflation bet.

    My Gold IRA provider has been pushing palladium as an alternative, and I've been doing my own research. The premiums are definitely higher than gold right now, which is a consideration. Is anyone else in a similar position, looking at palladium specifically as an inflation hedge rather than just a general precious metals play? What are your thoughts on its performance versus gold if we see continued inflation at these levels for the next few years?

    Would love to hear if anyone has direct experience with palladium in their IRA, especially regarding liquidity if I ever need to offload some. I'm trying to balance long-term growth with having options, and while I’m not planning on selling anytime soon, it’s always a factor.

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    4 comments

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    Best Answer▲ 10 upvotes
    T
    thomas_walker🏆Advanced (250-500k)

    I hear you on the inflation, it's definitely a concern. But palladium? I mean, it's seen some pretty wild swings and isn't quite as universally recognized as a safe-haven asset compared to gold. The industrial demand for it makes it a bit of a different beast, and those EV trends could really impact its long-term trajectory. Just something to consider before going all-in.

    Comments (4)

    3
    joseph_harris📊Growing (50-100k)11 days ago

    Dude, preach! Seriously, I was just looking at my portfolio and thinking the exact same thing. My gold's been doing its job, but palladium is looking mighty attractive right now with all this economic uncertainty. It feels like a no-brainer to diversify a bit more into it.

    9
    margaret_chen🏆Advanced (250-500k)Real Investor11 days ago

    Interesting thought about palladium. You mention having a "good chunk" of your IRA in gold already – are we talking like 20%, 30%? Just curious about your current diversification strategy before potentially adding another metal.

    10
    thomas_walker🏆Advanced (250-500k)Real Investor✓ Verified11 days ago

    I hear you on the inflation, it's definitely a concern. But palladium? I mean, it's seen some pretty wild swings and isn't quite as universally recognized as a safe-haven asset compared to gold. The industrial demand for it makes it a bit of a different beast, and those EV trends could really impact its long-term trajectory. Just something to consider before going all-in.

    10
    diane_bailey💰Established (100-250k)Real Investor11 days ago

    Totally get the palladium interest given the inflation woes! One thing to keep in mind, especially with physical, is the bid-ask spread can be wider for palladium compared to gold or silver. Might be worth checking out a few different dealers to compare their pricing before you commit. This article actually does a decent job breaking down some of those considerations. Good luck!

    The retirement loophole most advisors won't mention

    You can move your 401(k) into physical gold — tax-free. Here's the step-by-step guide.

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