Anyone else thinking about Palladium with this inflation data?
- •Just saw the latest CPI numbers drop and honestly, it’s got me seriously considering upping my allocation to physical palladium.
- •Inflation isn't "transitory" anymore, it's baked in, and anyone saying otherwise is just living in a different reality.
- •The plan is to hand it off to my daughter in the next 5-7 years, and I want to make sure my retirement nest egg isn't slowly evaporating.
Just saw the latest CPI numbers drop and honestly, it’s got me seriously considering upping my allocation to physical palladium. Inflation isn't "transitory" anymore, it's baked in, and anyone saying otherwise is just living in a different reality. I’ve already got a good chunk of my IRA in gold, probably around 20% of my overall 700k portfolio, mostly because I’m trying to de-risk for succession planning with my logistics company here in Memphis. The plan is to hand it off to my daughter in the next 5-7 years, and I want to make sure my retirement nest egg isn't slowly evaporating.
I know gold is the traditional hedge, and it’s done well for me over the past few years. But palladium, especially with its industrial demand, seems like it could have a stronger immediate upside if inflation really starts running hot. The automotive industry needs it for catalytic converters, and with the push for cleaner emissions, that demand isn't going anywhere. It feels less like a pure fear play and more like a smart, diversified inflation bet.
My Gold IRA provider has been pushing palladium as an alternative, and I've been doing my own research. The premiums are definitely higher than gold right now, which is a consideration. Is anyone else in a similar position, looking at palladium specifically as an inflation hedge rather than just a general precious metals play? What are your thoughts on its performance versus gold if we see continued inflation at these levels for the next few years?
Would love to hear if anyone has direct experience with palladium in their IRA, especially regarding liquidity if I ever need to offload some. I'm trying to balance long-term growth with having options, and while I’m not planning on selling anytime soon, it’s always a factor.