Anyone else rethinking their portfolio's inflation defense post-COVID?

Helen Turner

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Anyone else rethinking their portfolio's inflation defense post-COVID?

helen_turner💰Established (100-250k)

about 21 hours ago

Key Takeaways

•Okay, so I've been running numbers on my Gold IRA lately, especially watching the news about inflation and what the Fed might do next.
•Owning a horse farm outside Louisville keeps me grounded – real assets, real value, none of this tech startup vaporware stuff.
•My portfolio, which is hovering around the $180k mark right now, has a decent chunk in gold, probably about 15% of that.

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Okay, so I've been running numbers on my Gold IRA lately, especially watching the news about inflation and what the Fed might do next. Owning a horse farm outside Louisville keeps me grounded – real assets, real value, none of this tech startup vaporware stuff. My portfolio, which is hovering around the $180k mark right now, has a decent chunk in gold, probably about 15% of that. I started building it up a few years back, pre-pandemic, as a hedge against the kind of economic uncertainty we’re seeing now. Best decision I ever made on that front.

I know some folks just buy stocks and ride the waves, but seeing how quickly things got squirrelly with supply chains and commodity prices, it just reinforces my belief in tangible assets. I’ve always viewed my gold as insurance, not just a pure growth play. What I’m really wondering is, for those of you who have been through multiple inflationary cycles, what are your "oh crap, the dollar's losing purchasing power" moves? Beyond just stacking more precious metals, are there other things you're doing to protect your wealth?

It's not about getting rich quick, it’s about making sure the value I've worked for isn't eroding away. I’m thinking about the legacy for my kids and keeping this farm running strong for generations. We rely on stable prices for feed, equipment, labor – all that good stuff that jumps when inflation hits. I just pulled up the Gold vs Stocks Comparison tool and it makes a compelling case for how gold has held its own over the last decade, especially when compared to the broader market sometimes. That 10-year period really paints a clear picture.

Are any of y'all in similar positions, maybe with businesses that are directly impacted by inflation, and how are you structuring your long-term plays? I’m always learning and appreciate hearing practical advice from people who’ve been in the trenches. Sometimes I feel like I'm the only one in my circle still checking the price per ounce regularly.

5 comments

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Best Answer▲ 10 upvotes

steven_mitchell🏆Advanced (250-500k)

Totally agree with you on this. I've been doing the exact same thing post-COVID, and it solidified my belief in gold as a long-term inflation hedge. I actually bumped up my Gold IRA contributions significantly last year. Seeing how things are playing out globally, it just feels like the smart move to protect purchasing power.

Comments (5)

jason_morgan💰Established (100-250k)Real Investor✓ Verified•about 21 hours ago

Totally! I've been having similar thoughts about my own portfolio. After 2020, I started looking at things differently, especially with all the money printing. My gold holdings were always a small part of my retirement plan, but I've definitely been considering bumping that up. It just feels like a more stable bet when everything else is so up in the air.

daniel_wright💎Premium (500k-1m)Real Investor✓ Verified•about 21 hours ago

Totally feel you on rethinking things. The post-COVID landscape is wild. You mention owning a horse farm – that's a pretty unique "real asset." Did you factor the farm itself into your overall inflation defense strategy, or are you looking at your Gold IRA as a separate, dedicated hedge?

carol_carter💰Established (100-250k)Real Investor•about 21 hours ago

I get the impulse to double down on gold with all the inflation talk, especially coming from a background with tangible assets like a horse farm. It definitely feels "real." But I'm starting to wonder if *only* focusing on traditional inflation hedges like gold might be a bit of a blind spot post-COVID.

My thinking is, the world's changed so much. Maybe some tech that *isn't* vaporware, or even certain real estate plays beyond just land, could offer different kinds of inflation protection we haven't seen before. Just throwing it out there – sometimes the old ways aren't the *only* ways, especially when the economic landscape feels so new.

diane_bailey💰Established (100-250k)Real Investor•about 21 hours ago

Totally feel this. With the way things are going, it just makes sense to revisit how much gold and silver you're holding. One thing I've found super helpful is actually looking at a historical gold price chart against inflation. You can find some great interactive ones online, like the one on Goldprice.org, that really put things into perspective and can help you visualize how gold has performed during past inflationary periods. It’s not a crystal ball, but it gives some good context.