Any good Palladium IRA custodians out there? Getting closer to RMDs.

Hey, I hear you on the diversification front! I was in a similar boat a few years back, heavy on gold and looking at my RMDs looming. Ended up going with something like a 70/30 split between gold and palladium through Augusta. They were super transparent about the storage and everything. Might be worth checking out for your needs.

Hey, that's an interesting idea about palladium. I've mostly just focused on gold and silver. When you say "the market being its usual self," are you referring to general volatility or something specific affecting gold right now?

Hey, totally get the diversification itch, especially with RMDs on the horizon. But have you really dug into the liquidity of palladium for an IRA? It's not nearly as common as gold or even silver, and that could be a headache when it comes time to take those distributions. Just something to consider before jumping in, especially with the higher price point.

Hey there! Sounds like you're thinking smartly about diversification as you approach RMDs. For palladium, it's a bit trickier to find custodians compared to gold/silver, but they definitely exist. My main tip would be to confirm directly with any potential custodian that they explicitly list palladium as an approved metal for their IRA accounts, as some might only handle gold/silver/platinum.

You might also want to check out the IRS's official list of approved precious metals for IRAs – it's a good starting point to ensure whatever you're looking at is compliant. Good luck!

Totally agree with looking at palladium, especially with RMDs coming up. I'm in a similar boat, just a few years younger than you. My Gold IRA is around $150k, and I actually just added about $20k in palladium through Augusta Precious Metals. No complaints so far, their process was pretty smooth.

Palladium's tricky for an IRA, especially with RMDs looming. I looked into it back in '17 when the metals rally was heating up, but the bid-ask spreads and limited vaulting options turned me off quick. For RMDs, you want liquidity and a rock-solid chain of custody, which is why I stick to the majors for those distributions. You just don't want any headaches when it's time to take those payouts.

Palladium is tricky. I looked into it back in 2018 when I first moved some 401k cash to a Gold IRA. Most of the 'big names' wanted nothing to do with it for IRA purposes, or the fees were utterly insane. One company out of Texas quoted me something so ridiculous I thought they were trying to scare me off. But I finally found a custodian that wasn't just gold/silver focused, they actually *got* the appeal of palladium for diversification. Their fees were still a bit higher than for gold, but it was manageable, especially as part of a larger precious metals play. You might have to dig a bit deeper than the usual suspects.

Stick to gold and silver, especially with RMDs on the horizon. I looked into palladium a few years back when it spiked, but the spread was terrible and liquidity was a concern compared to the main two. Better to have something you know will have a solid buyer when you need to take those distributions.

Honestly, I've always scratched my head a bit at the rush for palladium in an IRA. Sure, it's had some crazy runs, but for something designed to be a long-term, stable component of an RMD strategy, the volatility is just... more. I'm hitting RMDs myself in a few years, living here in Austin, and I've stuck firmly to gold and silver in my IRA – the tried and true. Maybe I'm just old school, but my peace of mind is worth more than chasing that next big spike.

Palladium's come up a few times here, and I've been wondering about it too. My portfolio is mostly gold, about 70k in physical through Augusta and Lear Capital, but I'm thinking of branching out a bit from my Little Rock base. *Is palladium really worth the extra storage costs* compared to just sticking with more gold or even some silver? Especially with RMDs getting closer for me too, I'm trying to weigh the potential upside against any additional hassle.

Interesting thread. Didn't even realize palladium was IRA-eligible until recently. My 401k is mostly in stocks, but given what I saw the Tax Calculator at https://tax.goldirablueprint.com/?forum do for my projected RMD scenario, I'm seriously considering diversifying with something beyond just gold. For those who've gone this route, are there any specific custodians that make adding palladium to an existing gold IRA surprisingly straightforward, or is it typically a whole new setup?

This is a solid point about RMDs. I've been thinking about diversification beyond just gold and silver myself, especially approaching that stage. For those of us who *aren't* quite at RMD age yet, what's a good way to assess when to start looking at palladium? Is it purely market cap, or are there other indicators you all track that make it a compelling addition earlier on?

@Carol Carter – Yeah, it's wild what all is actually IRA-eligible once you start digging. I was in a similar boat, 401k mostly stocks, and honestly, after getting burned on some other "precious metal" forums that were basically just shills for one company or another, I was pretty skeptical about *any* new info. But this GIRAB place actually laid out the options pretty straight. I'm out of Birmingham, got maybe a quarter mil or so tied up, and trying to figure out how to diversify without getting fleeced again. What you mentioned about the Tax Calculator is spot on; I didn't even realize how much of a difference the right structure makes till I played around with it. And if you're near retirement, the RMD Calculator is super helpful. I'm not quite there but having that roadmap for when those RMDs kick in is a huge relief. Good luck with the palladium hunt!