Thinking about my Gold IRA as a legacy for the kids - anyone else?

• •Been thinking a lot lately about the long game with my Gold IRA, specifically as it relates to my kids.
• •I'm hitting that age where you start really considering legacy, you know?
• •But now I'm wondering about the best way to pass this on eventually.

Been thinking a lot lately about the long game with my Gold IRA, specifically as it relates to my kids. I'm hitting that age where you start really considering legacy, you know? I’ve got a decent chunk, probably in the low $200k range in physical gold through my IRA, and it's been a steady foundation for my retirement planning. But now I'm wondering about the best way to pass this on eventually.

My wife and I both work in healthcare admin here in Tampa, so we're pretty stable, and our regular retirement accounts are chugging along. The gold was always sort of my "disaster hedge" and a way to diversify away from just paper assets. But it's also a tangible asset, and I like the idea of them inheriting something real, something that generally holds value over time, especially with all the economic uncertainty these days. It feels more substantial than just another brokerage account.

Has anyone dealt with setting up their Gold IRA specifically with beneficiaries in mind? Are there particular strategies or considerations for minimizing taxes for the next generation when it comes to precious metals IRAs? I'm talking about more than just naming them as beneficiaries on the account. Are there any estate planning specialists out there who really "get" physical precious metals? I want to make sure I’m not overlooking anything obvious.

It’s not an immediate concern, but I want to be proactive. I’d love to hear some thought processes or experiences from others who’ve been down this road. What worked for you? What did you wish you'd known sooner? Appreciate any insights!