Stacking Silver - My Take After Cashing Out a Bit

Dorothy Lopez

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Stacking Silver - My Take After Cashing Out a Bit

dorothy_lopez💰Established (100-250k)

about 2 months ago

Key Takeaways

•Thought I'd share my experience with silver lately, especially after seeing so many "stack or sell" posts.
•For me, silver has always been a more liquid side-bet compared to my gold holdings.
•Initially, it was mostly American Silver Eagles and some older Canadian Maple Leafs.

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Thought I'd share my experience with silver lately, especially after seeing so many "stack or sell" posts. For me, silver has always been a more liquid side-bet compared to my gold holdings. I started really getting into it back in '09-'10, after seeing how the market imploded and just having this gut feeling the traditional paper assets were riskier than ever. As someone who’s seen a few market cycles and dealt with plenty of high-stakes games in Vegas casinos, I’ve always been good at assessing risk, and physical metals made a lot of sense to me for a chunk of my portfolio.

Initially, it was mostly American Silver Eagles and some older Canadian Maple Leafs. I'd DCA a few hundred bucks into them whenever I had some extra cash, or when the price dipped. This past year, I actually sold off about 150 oz from my stack, mostly towards a down payment on a new condo I bought here in Henderson. It was a good chunk of change, and honestly, the ease of transaction was way better than I anticipated. I didn't get top dollar, but it was still a solid gain from my purchase price average, and it felt good to leverage it for something tangible.

Now, I’m looking to rebuild a bit, but with a different strategy. Instead of just Eagles, I’m eyeing some pre-1965 junk silver. The fractional nature of it just seems more practical for potential future liquidity, and there’s something cool about holding history. Also thinking about adding some 10oz bars to the mix; the premium is usually lower than coins, which is a big deal when you're talking about putting 10-15k into it. Anyone else leaning more towards junk silver these days? Or do you still prefer the recognized coins for resale?

On a related note, for anyone looking at how their metals fit into a broader retirement plan, I’ve been messing around with this "Retirement Planner" tool at https://retire.goldirablueprint.com/?forum. It’s pretty slick for visualizing how different asset allocations, including gold and silver, play out over time. Definitely worth a look if you're trying to get a clearer picture beyond just stacking for stacking's sake. Curious to hear everyone's current silver strategy – are you buying aggressively, holding steady, or selling bits off?

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5 comments

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Best Answer▲ 8 upvotes

joyce_cooper📊Growing (50-100k)

Interesting perspective! When you say silver has been a "more liquid side-bet," are you referring to how quickly you could convert it to cash compared to your gold, or something else?

Comments (5)

frank_rivera💎Premium (500k-1m)Real Investor•about 2 months ago

Dude, I totally get this. I got into silver around a similar time too, for a lot of the same reasons. Had some unexpected expenses pop up a few months back and ended up selling a small chunk of my silver Eagles. It stung a little to part with them, but honestly, the liquidity was a HUGE relief. Made me appreciate having that physical buffer even more.

joyce_cooper📊Growing (50-100k)✓ Verified•about 2 months ago

Interesting perspective! When you say silver has been a "more liquid side-bet," are you referring to how quickly you could convert it to cash compared to your gold, or something else?

thomas_walker🏆Advanced (250-500k)Real Investor✓ Verified•about 2 months ago

Interesting take, OP. I've always viewed silver as less of a "side-bet" and more of a primary inflation hedge, especially during economic uncertainty. While I totally get the liquidity aspect, I actually prefer it because it's more volatile than gold. Offers higher highs, and I'm comfortable with the lower lows as long as my overall timeline is long enough. Different strokes for different folks, I guess!

joyce_cooper📊Growing (50-100k)✓ Verified•about 2 months ago

Reading your experience makes me think about my own stacking journey. It's so true that silver can feel more immediate sometimes. One thing I've found super helpful for keeping track of my silver (and gold) is using a portfolio tracker like GoldPrice.org's Portfolio Tracker. It's free and helps me see my gains/losses at a glance without having to spreadsheet everything myself. Might be useful for you too if you're cashing out bits here and there!

timothy_reed💎Premium (500k-1m)Real Investor•about 2 months ago

Totally agree with you here. My silver stack has definitely been the more volatile, but also the more liquid part of my precious metals. I also dipped my toes in around '09-'10, and it's been interesting to watch its ride compared to my gold. I had to sell a chunk last year for an unexpected expense, and it was surprisingly easy to offload quickly and for a decent return on my initial investment.

The retirement loophole most advisors won't mention

You can move your 401(k) into physical gold — tax-free. Here's the step-by-step guide.

Under $100k? Compare options →