Silver vs. Gold — What’s the move for allocation now?
- •Based in Scottsdale, and honestly, the market feels…weird.
- •Usually, I’ve kept my gold to silver ratio around 3:1 or 4:1 by value, sometimes leaning heavier into silver when the gold/silver ratio spikes.
- •My thinking has always been that silver has a higher upside percentage-wise in a bull run, but gold is the ultimate wealth preserver.
Okay, so I’ve been heavily into precious metals for a while now, probably close to 15 years, and my overall portfolio is sitting pretty north of $5M these days, with a significant chunk in physical. Based in Scottsdale, and honestly, the market feels…weird. Usually, I’ve kept my gold to silver ratio around 3:1 or 4:1 by value, sometimes leaning heavier into silver when the gold/silver ratio spikes. My thinking has always been that silver has a higher upside percentage-wise in a bull run, but gold is the ultimate wealth preserver.
Lately, though, with the industrial demand for silver looking so strong, combined with continued geopolitical instability and inflationary pressures, I’m wondering if it's time to shift that allocation. I’m thinking of upping my silver exposure to potentially a 2:1 ratio for new capital, maybe even a 1:1 if things really start heating up. The industrial story for silver just feels so compelling right now, almost like it's being undersold as primarily a monetary metal. Gold feels like it's consolidating, perhaps getting ready for another leg up, but silver's fundamentals seem to be screaming.
My Gold IRA is obviously a good portion of this, and managing RMDs is always on my mind as I get closer to that phase of life. I've been using that RMD Calculator (rmdcalculator.goldirablueprint.com) tool to mess around with different scenarios for my distributions, and it’s been pretty helpful for forecasting. But beyond that, I’m talking about my self-directed physical holdings. What are you guys seeing out there? Are any of you adjusting your gold-to-silver balance right now, and if so, what’s driving your decision?
I'm an entrepreneur, so I'm always looking for that edge, that next opportunity. My gut says silver might be that opportunity for the next 3-5 years, but I'm curious what other seasoned investors are doing. Let me know your thoughts.