Silver Eagles vs. Generic Rounds for IRA - What's your take?

• •Diving into the whole silver debate for IRAs and just trying to figure out the best path forward.
• •Right now, I'm eyeing silver as an entry point.
• •My main hang-up is whether to go with American Silver Eagles or generic silver rounds.

Diving into the whole silver debate for IRAs and just trying to figure out the best path forward. I've got a decent chunk of my retirement in a more traditional mix, but want to diversify with some physical precious metals – probably looking at putting about $30k-$50k into a Gold IRA eventually. Right now, I'm eyeing silver as an entry point.

My main hang-up is whether to go with American Silver Eagles or generic silver rounds. I know the Eagles come with a premium, but there's a certain peace of mind with government-backed coinage and the potential for a more liquid market when I eventually need to sell. On the other hand, those generic rounds are just so much cheaper per ounce. I’m an insurance agent here in Omaha, so I’m all about managing risk and getting the best value, but sometimes the “best value” isn't just about the lowest price tag. Is the premium on the Eagles really worth it in the long run for an IRA, or is it just wasted capital?

I'm planning to hold this stuff for a good long while, probably until I start hitting those RMDs. Speaking of which, for anyone else nearing that age, have you found the RMD Calculator at RMDCalculator.GoldIRAblueprint.com to be useful? I’m still a ways off, but trying to get all my ducks in a row for when that time comes. Any thoughts on how premiums play out for RMD valuations in a precious metals IRA?

Really interested to hear from others who have gone down this road. Did you choose Eagles or generics for your IRA? Any regrets either way? Part of me just wants to stack as much silver as possible for the money, but the other part is really concerned about ease of liquidation years down the line. Weigh in with your experiences!