Platinum - worth adding to a Gold IRA with silver?

Helen Turner

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Platinum - worth adding to a Gold IRA with silver?

helen_turner💰Established (100-250k)

about 7 hours ago

Key Takeaways

•My Gold IRA is sitting pretty at around $180k right now, mostly in gold, with maybe $20k-$25k in various silver Eagles and some bars.
•I’m a big believer in tangible assets, especially with how things are looking globally.
•You can’t exactly eat a stock certificate, right?

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Been thinking a lot about platinum lately, specifically how it fits into a precious metals portfolio that already has a healthy dose of gold and silver. My Gold IRA is sitting pretty at around $180k right now, mostly in gold, with maybe $20k-$25k in various silver Eagles and some bars. I’m a big believer in tangible assets, especially with how things are looking globally. You can’t exactly eat a stock certificate, right?

My question for y’all is this: Do you think platinum is genuinely undervalued right now compared to gold and silver? I know it’s got those industrial uses, especially in catalytic converters, but it feels like the price hasn't really taken off the way gold has in recent years, despite supply constraints and that whole green energy push. I’m wondering if it's hit that sweet spot for long-term growth, or if I’m just getting ahead of myself.

I’m out here in Louisville, KY, running my horse farm, and I’m always looking at ways to be practical with my wealth. Diversification is key for me; putting all your eggs in one basket is a sure-fire way to end up with scrambled eggs. So, adding some platinum in modest amounts, maybe another $10k-$15k to the IRA, wouldn't be a stretch. What are your thoughts on platinum as an investment right now, especially as part of a retirement account? Has anyone here pulled the trigger on adding platinum to their IRA and seen good returns, or are you holding off for specific reasons?

Is there something I'm missing that makes it less attractive than gold or silver at this moment? Love to hear some different perspectives.

3 comments

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Best Answer▲ 9 upvotes

paul_hill🏆Advanced (250-500k)

Interesting thought on Platinum. While it definitely has its industrial uses and can be volatile, I'm not entirely convinced it's a must-have for a Gold IRA, especially given its less established track record as a monetary metal compared to gold and silver. Your existing portfolio sounds pretty solid already with a good mix. Is the goal here diversification for diversification's sake, or do you see a specific catalyst that makes platinum particularly compelling right now for long-term hold?

Comments (3)

michael_anderson🏆Advanced (250-500k)Real Investor•less than a minute ago

Totally get where you're coming from on this. I actually did something similar a few years back. Had a good chunk in gold, some silver, and decided to dip my toes into platinum for a small percentage of my precious metals. It's been interesting to watch its performance alongside the others, definitely adds a different dynamic.

catherine_bell🏆Advanced (250-500k)Real Investor•less than a minute ago

Hey, interesting thought on platinum. You mentioned your Gold IRA is mostly gold and some silver, but then you said "Platinum - worth adding to a Gold IRA with silver?" Are you able to actually add platinum to a Gold IRA, or is that more of a general portfolio question you're asking outside of the IRA? I thought IRAs were pretty strict on what metals they allowed.

paul_hill🏆Advanced (250-500k)Real Investor✓ Verified•less than a minute ago

Interesting thought on Platinum. While it definitely has its industrial uses and can be volatile, I'm not entirely convinced it's a *must-have* for a Gold IRA, especially given its less established track record as a monetary metal compared to gold and silver. Your existing portfolio sounds pretty solid already with a good mix. Is the goal here diversification for diversification's sake, or do you see a specific catalyst that makes platinum particularly compelling right now for long-term hold?

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