Platinum vs. Gold - Anyone increasing their allocation?

Donna Rogers

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Platinum vs. Gold - Anyone increasing their allocation?

donna_rogers🏆Advanced (250-500k)

about 8 hours ago

Key Takeaways

•Been tracking platinum lately, and it feels like it’s been lagging behind gold for a while now.
•With gold pushing into new highs, I'm starting to seriously wonder if platinum is significantly undervalued.
•That move has paid off huge, obviously.

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Been tracking platinum lately, and it feels like it’s been lagging behind gold for a while now. With gold pushing into new highs, I'm starting to seriously wonder if platinum is significantly undervalued. I’ve held a decent chunk of gold in my IRA for about 8 years now – originally rolled over a chunk of my old 401k from a previous gig when I started at the distillery, probably around $300k back then. That move has paid off huge, obviously. But now I'm looking at platinum and thinking there's a strong case for some serious upside.

My portfolio is sitting comfortably north of $400k now, pretty diversified, but still heavily weighted towards precious metals. I love the legacy aspect of gold and silver, especially the physical assets. It just feels… real. My dad always said to hold something you can touch and pass down, and that ethos has always stuck with me. We're an old Kentucky family, appreciate things that stand the test of time, you know? With the geopolitical stuff heating up and the dollar looking iffy, part of me feels like increasing my platinum allocation could be a smart defensive play, but also a good speculative one if it catches up to or even surpasses gold like it historically has during certain periods.

Has anyone here been adding platinum recently? Or are you sticking mostly with gold and silver? I’ve been messing around with the Silver vs Stocks tool on Gold IRA Blueprint to compare silver's performance, but I wish they had a similar one for platinum against gold or stocks. It would be really useful for making these kinds of comparisons. My current gold and silver holdings are doing great, but I'm always looking for that next smart move, especially in the precious metals space. Would love to hear some thoughts, especially from folks who’ve been in this game longer than I have.

3 comments

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Best Answer▲ 10 upvotes

richard_garcia👑Elite (1m-5m)

Totally get where you're coming from. I was in a similar boat a few years back, just watching gold climb and climb. I had some platinum in my metals IRA that felt like it was just… sitting there. Ended up rebalancing a good chunk of it into gold and haven't regretted it for a second. That said, I still keep a small platinum holding just in case it does finally catch up. Interesting times for precious metals, for sure.

Comments (3)

richard_garcia👑Elite (1m-5m)Real Investor•less than a minute ago

Totally get where you're coming from. I was in a similar boat a few years back, just watching gold climb and climb. I had some platinum in my metals IRA that felt like it was just… sitting there. Ended up rebalancing a good chunk of it into gold and haven't regretted it for a second. That said, I still keep a small platinum holding just in case it *does* finally catch up. Interesting times for precious metals, for sure.

joshua_phillips🏆Advanced (250-500k)Real Investor✓ Verified•less than a minute ago

Interesting thought! You mentioned holding gold in your IRA for about 8 years. When you say "a decent chunk," are we talking a significant percentage of your overall retirement portfolio, or more like a smaller, diversified portion?

joseph_harris📊Growing (50-100k)•less than a minute ago

Interesting thought on platinum. While it's true it's been lagging, I'm not entirely convinced it's *significantly* undervalued in the same way gold is seen as a safe-haven asset. Platinum has more industrial demand ties, which can make it more volatile and susceptible to economic downturns. Gold, on the other hand, often shines when things are uncertain. Just something to consider before making a big shift in allocation.

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