Platinum IRA and the Fed - Anyone else feeling this squeeze?

• •Okay, so another Fed rate decision just dropped today, and honestly, I'm feeling a mix of relief and… well, trepidation.
• •I understand *why* they're doing it, trying to cool inflation, but it just feels like every time I open my brokerage app, there's another dip.
• •I'm in Minneapolis, and frankly, the cost of living here isn't getting any cheaper, so every bit counts.

Okay, so another Fed rate decision just dropped today, and honestly, I'm feeling a mix of relief and… well, trepidation. My Platinum IRA is a decent chunk of my portfolio – I'd say about 15% of my current 200k – and while I love the stability it usually provides, these interest rate hikes are definitely having an impact on the broader market. I understand why they're doing it, trying to cool inflation, but it just feels like every time I open my brokerage app, there's another dip.

My goal is early retirement, hopefully within the next 10-12 years (I'm 44 now), so I've been pretty aggressive with my growth stocks in my regular brokerage, but that Platinum IRA is my bedrock. I'm in Minneapolis, and frankly, the cost of living here isn't getting any cheaper, so every bit counts. I initially diversified into platinum because I saw it as a strong store of value, especially with all the talk about industrial demand and potential supply constraints. Now I'm wondering if I should have allocated more to gold, which seems to be holding its own a bit better through these choppy waters.

For those of you with significant precious metals holdings, especially platinum: are you making any adjustments based on these Fed decisions? Or are you just holding steady, trusting in the long-term value? I'm a marketing exec, so while I understand macro trends, the nuances of commodity markets can still feel a bit opaque sometimes. Just looking for some perspectives from others navigating this.