Palladium in my Gold IRA - anyone here diversifying with it?

Sandra Green

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Palladium in my Gold IRA - anyone here diversifying with it?

sandra_green📊Growing (50-100k)

about 2 months ago

Key Takeaways

•Okay, so I've been kicking around the idea of adding some palladium to my Gold IRA.
•We've got about 75k in there right now, mostly gold and a smidge of silver.
•My husband and I are farmers here in KC, and I just *get* tangible assets, you know?

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Okay, so I've been kicking around the idea of adding some palladium to my Gold IRA. We've got about 75k in there right now, mostly gold and a smidge of silver. My husband and I are farmers here in KC, and I just get tangible assets, you know? Paper money feels like… well, it feels like paper. But palladium is something I haven't really wrapped my head around for a long-term hold like gold. Is it just too volatile?

I know it's super important for catalytic converters and other industrial stuff. That demand seems pretty solid, but then again, what if EV battery tech completely takes over and cuts down on combustion engines faster than anyone expects? That's the kind of thing that keeps me wondering if it's a good place to put retirement savings. When I think about my grandkids possibly inheriting this someday, I want it to be as stable as possible, not some boom-and-bust story.

Has anyone here diversified into palladium within their IRA? What's been your experience? Did you start small or go a bit bigger? I’ve been using that Gold IRA Calculator to look at potential returns with different asset allocations, and when I plug in palladium for a portion, the numbers swing around a lot more than with gold. It makes me a little nervous, to be honest. Am I overthinking the risk, or should I just stick to the tried-and-true gold and silver?

Appreciate any insights from folks who've already gone down this road!

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7 comments

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janet_cook📊Growing (50-100k)

Been looking into this myself — the fees on some of these custodians are wild. Anyone found one that doesn't gouge you?

Comments (7)

steven_mitchell🏆Advanced (250-500k)Real Investor✓ Verified•about 2 months ago

Totally get the tangible assets thing! As someone who also works with their hands (carpenter here), I relate. I actually did something similar a few years back, added a small percentage of platinum to my precious metals IRA. Figured it was another industrial metal with good long-term potential, kind of like palladium. So far, no regrets!

christopher_young🌟Ultra (5m+)Real Investor✓ Verified•about 2 months ago

Hey, that's interesting about palladium! When you say you're looking to diversify, are you thinking about it purely for its industrial demand, or are you also considering its potential as a safe-haven asset like gold and silver?

ronald_morris👑Elite (1m-5m)Real Investor•about 2 months ago

Interesting thought! While I totally get the appeal of tangible assets, and palladium certainly has its industrial uses, I'd personally be a bit cautious about putting too much into a single, somewhat niche metal, even within an IRA. Gold has that long-standing, undeniable track record as a safe haven. Palladium's price can be a bit more volatile, you know? Just something to consider when you're looking at diversification within your precious metals.