Palladium in an IRA - Worth it, or stick with gold/silver?

• •Been thinking a lot about diversifying my precious metals beyond just gold and silver in my IRA.
• •Currently sitting on about $180k in a Gold IRA, roughly 60/40 gold to silver.
• •I started this whole thing a few years back, maybe 2020, right when things started getting a little… unpredictable.

Been thinking a lot about diversifying my precious metals beyond just gold and silver in my IRA. Currently sitting on about $180k in a Gold IRA, roughly 60/40 gold to silver. I started this whole thing a few years back, maybe 2020, right when things started getting a little… unpredictable. As an entrepreneur here in El Paso, I've seen firsthand how quickly global events can ripple right down to local businesses, and having that hard asset cushion just feels right. My question is around palladium – anyone here actually holding it in their IRA?

I’ve been reading up on it, and the industrial demand for palladium, especially in catalytic converters, seems pretty solid. But then you look at the price swings, and it feels a lot more volatile than gold, maybe even more so than silver at times. Russia being a major supplier also adds another layer of geopolitical risk that I'm not sure I'm comfortable with adding to my retirement fund. On the other hand, isn't that same "supply crunch" narrative what made it so appealing in the first place for some? I'm trying to decide if the potential upside outweighs the increased risk profile, especially for a portion of my retirement savings.

What are people’s experiences with palladium in an IRA? Did you allocate a significant percentage, or just a small hedge? And for those who went for it, what was your rationale? For anyone new to this whole precious metals IRA thing, I actually found this Gold IRA Quiz super helpful when I was first looking into everything. It helped clarify a lot of the regulations and custodian options, which can be a real headache to sort through.

I look at it from a border town perspective: you see people carrying real wealth across borders, and sometimes it's not always in dollars. That tangible store of value is what appeals to me, and gold and silver fit that perfectly. Palladium feels like it crosses into a slightly different category. Appreciate any insights or personal anecdotes from those who've gone down this road or considered it and decided against it. Thanks!