Is anyone else holding off on silver right now or just me?

Gary Stewart

Back to forum

🥈 Silver Coins

Is anyone else holding off on silver right now or just me?

gary_stewart📊Growing (50-100k)

about 1 month ago

Key Takeaways

•Been seeing a lot of chatter lately, both in the news and even some on this sub, about whether now's the time to dive deep into silver.
•I've got my Gold IRA humming along nicely – just shy of $70k in there, mostly gold but a decent chunk in some pre-1933 common date stuff.
•But on the silver side, I'm holding off on adding to my personal stash of American Silver Eagles.

Get the free Gold IRA guide

Been seeing a lot of chatter lately, both in the news and even some on this sub, about whether now's the time to dive deep into silver. I've got my Gold IRA humming along nicely – just shy of $70k in there, mostly gold but a decent chunk in some pre-1933 common date stuff. But on the silver side, I'm holding off on adding to my personal stash of American Silver Eagles. The price feels... a little too robust for my liking right now. I'm based in Fresno, and between the agricultural forecasts and general economic vibes, I just have a gut feeling we haven't seen the bottom yet for precious metals, especially silver.

My whole philosophy with physical assets, especially as someone who works with land and commodities daily, is buy low, hold long. Always has been. Started my Gold IRA back when a lot of my agribusiness buddies thought I was crazy. Now, not so much. But with silver, I'm just not feeling that "buy low" window open yet. Is it even possible to effectively "time the market" with something as volatile as silver coins, or am I just overthinking it? It feels like you're either buying consistently or you're trying to hit the perfect dip, which is a fool's errand sometimes.

I'm sitting on about $20k in available funds for precious metals, and a good portion of that I was earmarking for more silver coins – ASEs mostly, maybe some Canadian Maples for diversification. But every time I log in to check prices, I just can't pull the trigger. My wife thinks I'm being too conservative, but I’ve seen enough cycles in agriculture to know when to hold your horses. Does anyone else feel like this with silver right now? Are you buying, holding, or waiting for a specific price point?

What are your strategies for acquiring silver coins? Do you just dollar-cost average, or are you actively trying to catch those dips? Would love to hear some perspectives, especially from folks who’ve been in this game longer than my relatively new five years.

141

5 comments

The biggest mistake retirees make with their 401(k)

Most people don't diversify until after a crash. Get the free guide and protect your nest egg.

Under $100k? Compare options →

500 people viewed this today66 members requested a free kit this week99 investors bookmarked this

Best Answer▲ 9 upvotes

matthew_murphy👑Elite (1m-5m)

Hey, I hear you on this. I've been feeling the exact same way. My Gold IRA is also looking pretty solid, but I've been hesitant to pull the trigger on more silver. Had a similar situation a few years back where I felt like I missed the boat on a dip, and now I'm just watching the charts, wondering if I'm doing it again.

Comments (5)

matthew_murphy👑Elite (1m-5m)Real Investor•about 1 month ago

dorothy_lopez💰Established (100-250k)Real Investor•about 1 month ago

Interesting point about the pre-1933 gold. Are you specifically holding common date Saints or something else? Just curious about your strategy there with the older stuff.

karen_robinson💼Starter (0-50k)•about 1 month ago

Totally get the hesitation, especially with gold doing its thing. But honestly, I think holding off completely on silver right now might be a missed opportunity. It's not about going all-in, but even a small allocation could be a smart move for diversification and potential upside if the gold/silver ratio ever decides to normalize a bit more. Seems like a good long-term play to me, even if it's lagging a bit today.

nancy_hall💰Established (100-250k)Real Investor•about 1 month ago

Hey, I hear you on the silver hesitation! One thing I've found super helpful when making these kinds of decisions is to check out the gold/silver ratio. It's not a crystal ball, but it can give you a better sense of historical trends and potential undervaluation. There are tons of free charts online if you do a quick search. Good luck with whatever you decide!

matthew_murphy👑Elite (1m-5m)Real Investor•about 1 month ago

Totally feel this. I've been eyeing silver too, but honestly, my gut says hold off for a bit. My Gold IRA is also around the $70k mark, similar to yours, diversified with some platinum as well. Just don't feel the same urgency with silver right now. Maybe next year, who knows?

The retirement loophole most advisors won't mention

You can move your 401(k) into physical gold — tax-free. Here's the step-by-step guide.

Under $100k? Compare options →