Got an Platinum IRA, also stacking silver. My journey + strategy. What's yours?

• •After 22 years in the Navy, mostly out in the Pacific, you learn a thing or two about global unpredictability.
• •That’s probably why I’ve always been a bit uncomfortable with 100% paper assets.
• •My Platinum IRA is a solid chunk, sitting around $400k right now, mostly PPLT.

Been seeing a lot of talk here about gold, but figured I’d share my current setup, especially since I'm holding a decent amount of physical silver too, alongside my Platinum IRA. After 22 years in the Navy, mostly out in the Pacific, you learn a thing or two about global unpredictability. That’s probably why I’ve always been a bit uncomfortable with 100% paper assets.

My Platinum IRA is a solid chunk, sitting around $400k right now, mostly PPLT. I like platinum for its industrial demand, it feels like a good hedge against inflation and a bit of protection if things really go sideways with geopolitical stuff, which, let's be honest, feels like it's brewing more and more these days. But outside of that, I’ve been steadily building up a stack of physical silver. Not a massive amount, maybe $30k worth right now, all in Eagles and Maples. My strategy with the silver is simple: it's my 'oh crap' fund. It's tangible, universally recognized, and easy to store here in the house, even in a small place in Honolulu like mine. The thought of having something immutable that isn’t tied to a fluctuating stock market or banking system just gives me peace of mind.

I started really getting serious about the silver stacking about 5 years ago, right after I retired. Initial thought was just a small emergency fund, but seeing the way the global economy was going, I bumped it up. I try to buy a few hundred ounces every quarter, or whenever there’s a dip that looks promising. Haven't gone for anything too fancy, just common bullion. I’m thinking about starting to buy some 10oz bars to diversify a bit, maybe get some premiums down. I've been using that Silver vs Stocks tool to keep an eye on how it's performing compared to the market, and honestly, over the last 10 years, it's been surprisingly competitive even with the insane stock market run. It's a useful historical perspective.

Anyone else here combining a Platinum IRA with a significant physical silver stack? What's your reasoning? Are you buying specific types of silver or just whatever's cheapest per ounce? Would love to hear from others on their strategies, especially if you're also living in a high cost of living area where every dollar counts.