Gold vs. Silver: My take 5 years into a significant allocation

• •Been seeing a lot of chatter lately about silver and its "moment" finally arriving.
• •For those of us with significant allocations in precious metals, it's always a topic of discussion.
• •Initially, my split was probably 80/20 gold to silver, maybe even 90/10.

Been seeing a lot of chatter lately about silver and its "moment" finally arriving. For those of us with significant allocations in precious metals, it's always a topic of discussion. I'm sitting here in Palm Beach, been retired for a good few years now after running a decent-sized tech firm, and my portfolio (comfortably in the 7-figure range, pushing 8 depending on the day) has a good chunk – probably 15-20% – in physical gold and silver, mostly within a Gold IRA, with some direct holdings too. Initially, my split was probably 80/20 gold to silver, maybe even 90/10. Gold just felt like the bedrock, the ultimate store of value, especially with all the economic nonsense we’ve seen over the last decade.

Lately, though, I've been actively re-evaluating that split. Over the past year and a half, I've actually trimmed a small amount of my gold profits to add to my silver holdings. Not a massive shift, maybe bringing my silver up to 25-30% of my total metals, but it's a conscious decision. The gold-to-silver ratio has been just insane for so long, and while I never chase fads, the industrial demand story for silver, coupled with its historical suppression, feels more compelling than ever. I mean, every EV, every solar panel… it all needs silver. Gold, for all its glory, is mostly just sitting there, looking pretty in a vault or on someone's neck. I still absolutely believe in gold as the ultimate insurance policy, but I’m wondering if I'm leaving too much on the table by being so gold-heavy.

My initial thesis for such a heavy gold allocation was simply inflation hedging and wealth preservation during uncertain times. And frankly, it's performed admirably. But the potential upside in silver, given its significantly lower price point and dual-purpose demand, seems higher from this vantage point. I also find the liquidity of silver, especially in smaller increments, a bit more practical for certain situations, though I’m not exactly planning on selling off kilo bars for groceries. I hold 100oz bars and some Eagles for silver, and mostly 1oz Gold Eagles and Buffalos for gold. I've always viewed these not just as inflation hedges, but as tangible assets outside the traditional financial system – a "just in case" scenario, if you will.

So, for those of you with substantial metals holdings, how are you currently allocating between gold and silver? Has anyone significantly shifted their percentages one way or another recently? And what's driving your decision-making process for the next 3-5 years? Curious to hear from others who are taking this seriously and not just dabbling with a few hundred bucks.