Gold vs. Silver allocation - anyone else tweaking theirs?
- β’Been thinking a lot about my precious metals allocation lately, specifically between gold and silver.
- β’Iβm over here in Spokane, and with timber prices beingβ¦ well, timber prices, Iβm trying to be strategic with everything.
- β’Right now, Iβm probably about 80/20 gold to silver.
Been thinking a lot about my precious metals allocation lately, specifically between gold and silver. My portfolio is sitting around the high end of 250k, mostly in my inherited Gold IRA β it's something my grandfather started and my dad maintained, so itβs always felt like a bedrock. Iβm over here in Spokane, and with timber prices beingβ¦ well, timber prices, Iβm trying to be strategic with everything.
Right now, Iβm probably about 80/20 gold to silver. The gold feels like the ultimate safe harbor, and honestly, with family history, itβs just expected. But silverβs been knocking around in my head more and more. Industrial demand, supply constraints... it just feels like it has more room to run in certain scenarios. Iβm not looking to rebalance drastically, but Iβm wondering if bumping that silver allocation up to, say, 25% or even 30% makes sense for anyone else out there. Or am I just getting FOMO?
I ran a few scenarios through that "Retirement Planner" tool I found recently, and while it mostly reinforced my existing strategy, it did get me thinking about different growth models. Itβs a pretty neat resource if you havenβt checked it out for planning your gold retirement. Anyway, for those of you with established Gold IRAs, especially those with a similar portfolio size, whatβs your current gold to silver split? Did you make any significant changes recently, and if so, what was your reasoning? Iβm genuinely curious about different approaches.