Gold for the grandkids - anyone else thinking about perpetual trusts or similar structures?

Christopher Young

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Gold for the grandkids - anyone else thinking about perpetual trusts or similar structures?

christopher_young🌟Ultra (5m+)

about 4 hours ago

Key Takeaways

•Been deep diving into legacy planning lately, specifically how my gold and silver holdings fit into the long-term picture for my kids and grandkids.
•My portfolio is north of $5M, and a significant chunk of that is physical precious metals.
•I'm based in Scottsdale and frankly, I've seen firsthand how quickly paper assets can get chewed up by inflation or market volatility.

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Been deep diving into legacy planning lately, specifically how my gold and silver holdings fit into the long-term picture for my kids and grandkids. My portfolio is north of $5M, and a significant chunk of that is physical precious metals. I'm based in Scottsdale and frankly, I've seen firsthand how quickly paper assets can get chewed up by inflation or market volatility. The entrepreneur in me always looks for stability and something tangible that retains intrinsic value no matter what the central banks are doing.

My goal isn't just to pass on wealth, but to pass on stable wealth, and gold seems like the smartest way to do that across generations. I'm talking about planning for 50-100 years out, not just the next decade. I've been researching perpetual trusts, family foundations, or even some exotic offshore structures that could hold vaulted gold and silver, keeping it out of probate and protected from future potential capital gains taxes (or whatever new taxes they dream up). The idea is to create a multi-generational "gold bank" that can provide a foundation for future family members, maybe even as collateral for their own entrepreneurial ventures.

Has anyone here with a similar mindset actually gone down this road? What legal structures did you use? Any pitfalls with trustees or managing the physical assets within such a legal wrapper? I’m talking to my estate attorney next week, but I always appreciate hearing real-world experiences from this community. This isn't about tax avoidance as much as it is about wealth preservation and ensuring my descendants have a rock-solid foundation, regardless of what the fiat world throws at them. What are your thoughts on ensuring the physical integrity and accessibility of gold held in these long-term structures?

4 comments

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Best Answer▲ 9 upvotes

catherine_bell🏆Advanced (250-500k)

That's an interesting thought, and I totally get the desire to set up something long-lasting for your family. But honestly, the idea of tying up gold in a "perpetual trust" for generations feels a little… restrictive? I wonder if there’s a point where future generations might appreciate the value of the gold, but perhaps not the gold itself. Like, what if they need liquidity for a house, or a business venture, and it's locked away? Just a different perspective on the "perpetual" aspect.

Comments (4)

joyce_cooper📊Growing (50-100k)✓ Verified•less than a minute ago

Totally get this. My grandparents did something similar with property, and it's been such a blessing for our family. It definitely makes you think about how to best secure things for future generations. I'm not at the $5M gold level yet, but the idea of a perpetual trust for some of my physical silver has crossed my mind. Definitely interested to hear what strategies others have explored!

gary_stewart📊Growing (50-100k)•less than a minute ago

Super interesting thread! I'm curious about the "perpetual trusts" you mentioned. Are you thinking about something that literally keeps the assets within the trust indefinitely, or more like a very long-term generational trust that eventually distributes? Like, what's your ultimate goal for how that gold is passed down beyond your kids?

catherine_bell🏆Advanced (250-500k)Real Investor•less than a minute ago

That's an interesting thought, and I totally get the desire to set up something long-lasting for your family. But honestly, the idea of tying up gold in a "perpetual trust" for generations feels a little… restrictive? I wonder if there’s a point where future generations might appreciate the *value* of the gold, but perhaps not the gold itself. Like, what if they need liquidity for a house, or a business venture, and it's locked away? Just a different perspective on the "perpetual" aspect.

steven_mitchell🏆Advanced (250-500k)Real Investor✓ Verified•less than a minute ago

Hey, this is a super interesting topic and something I've been looking into myself! For anyone else thinking about long-term gold gifting or inheritance for future generations, you might want to check out this article on "dynasty trusts" for precious metals. It gives a good overview of how they can protect assets from estate taxes and future creditors. Worth a read if you're exploring options beyond direct gifting!

https://www.forbes.com/sites/nextavenue/2016/01/25/how-to-leave-an-inheritance-to-your-grandkids-tax-

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