Gold ATH - thoughts on rebalancing?

Daniel Wright

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Gold ATH - thoughts on rebalancing?

daniel_wright💎Premium (500k-1m)

about 7 hours ago

Key Takeaways

•Okay, so gold just smashed through another ATH.
•It was purely a hedge, a safe haven play, and frankly, it's done its job and then some.
•My concern now is, with it hitting new records, is this the peak for a while?

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Okay, so gold just smashed through another ATH. Honestly, part of me is doing a little internal fist pump, but the other part is looking at my portfolio like, "uh oh." I threw about 15% of my 750k portfolio into a Gold IRA a couple of years back when things were looking super shaky with inflation and basically every tech stock I owned looked like it was going to zero. It was purely a hedge, a safe haven play, and frankly, it's done its job and then some.

My concern now is, with it hitting new records, is this the peak for a while? I'm a tech guy here in Austin, so market volatility is basically my daily bread. I'm used to swings, but this feels different. Is anyone else looking at their gold allocation and thinking about taking some profits, or at least rebalancing a bit? I'm not talking about abandoning ship, because let's be real, the global economic picture isn't exactly screaming "stability" – quite the opposite.

I set up my Gold IRA through Augusta Precious Metals, and they've been great, really informative when I was setting it up. I know the whole point of a Gold IRA is typically long-term holding, but when you're looking at a significant chunk of your portfolio making these kinds of gains, it's hard not to consider what's next. What are you all doing? Holding tight? Trimming some fat? Or are you doubling down, expecting gold to keep climbing with all the geopolitical madness?

Really curious to hear some different perspectives on this. Are there any other alternative asset plays you're looking at to replace some of that gold exposure if you do decide to rebalance? Just trying to stay ahead of the curve as much as possible.

5 comments

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Best Answer▲ 10 upvotes

sandra_green📊Growing (50-100k)

Dude, I'm right there with you. My Gold IRA allocation is probably looking a little richer than I initially intended after this latest run up. It's a sweet problem to have, but definitely makes you re-evaluate the original plan. Gonna be watching this thread for some good ideas.

Comments (5)

sandra_green📊Growing (50-100k)✓ Verified•less than a minute ago

steven_mitchell🏆Advanced (250-500k)Real Investor✓ Verified•less than a minute ago

Congrats on that ATH! Always a great feeling when your investments pop like that. You mentioned throwing 15% of your portfolio into a Gold IRA a couple of years back. Are you factoring in the precious metals themselves or the full IRA account value when you say "15%"?

diane_bailey💰Established (100-250k)Real Investor•less than a minute ago

Totally get the "fist pump" followed by the "uh oh" feeling! Gold hitting an ATH is sweet, but 15% of a $750k portfolio is a significant chunk. While I agree with the general sentiment of rebalancing, sometimes holding onto a winner isn't the worst play, especially if you're holding for the extremely long term and truly believe in gold's role as a store of value.

Maybe instead of a full rebalance, consider trimming a *portion* to bring it back to, say, 10-12%? That way you lock in some gains but still maintain solid exposure. Just a thought!

daniel_wright💎Premium (500k-1m)Real Investor✓ Verified•less than a minute ago

Hey, that's awesome you're seeing those gains! When gold hits new highs, it definitely brings up the rebalancing question. One thing I find super helpful for figuring out if/how much to rebalance is to use a portfolio rebalancing calculator. There are some good free ones online that can help you visualize the impact of different scenarios without having to do all the math yourself. Might give you a clearer picture!

diane_bailey💰Established (100-250k)Real Investor•less than a minute ago

Totally feel this. My gold IRA also just crossed a new high, and I'm looking at it like, "well, this is nice... but is it *too* nice?" I put about 10% of my retirement into gold in 2021 as an inflation hedge too, and it's definitely outperformed some other parts of my portfolio lately. Starting to think about trimming a bit to rebalance and lock in some gains, especially with the talk of potential rate cuts this year. Good problem to have, I guess!

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