Fed Rate Hike Panic - What's Everyone Doing with their Gold/Silver?

Jennifer Martinez

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Fed Rate Hike Panic - What's Everyone Doing with their Gold/Silver?

jennifer_martinez💰Established (100-250k)

about 10 hours ago

Key Takeaways

•Okay, so the Fed jacked rates again, no surprise there but still feels like a punch to the gut every time.
•My portfolio, which is about $180k right now, with a good chunk in gold and silver IRAs , feels like it's just treading water.
•I got into precious metals a few years back, maybe 3-4 years ago, mostly for inflation hedging and just a general safety net.

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Okay, so the Fed jacked rates again, no surprise there but still feels like a punch to the gut every time. My portfolio, which is about $180k right now, with a good chunk in gold and silver IRAs, feels like it's just treading water. I got into precious metals a few years back, maybe 3-4 years ago, mostly for inflation hedging and just a general safety net. Being a real estate agent down here in Miami, I see firsthand how volatile things can get, and let's just say a lot of my clients are getting cold feet lately.

I'm trying to build a solid retirement nest egg, and honestly, the thought of my savings getting eaten alive by inflation or a market crash keeps me up sometimes. The silver coins I've been stacking, particularly some of the more unique ones, have held their value pretty well, but I'm wondering if I should be doing more. Is anyone else feeling this pressure? Are you guys rebalancing your precious metals in light of the rate hikes?

Part of me wants to just hold tight, knowing that long-term, gold and silver usually do their thing when the economy gets rocky. But the other part is screaming to either buy more on these dips or diversify further. What's the general sentiment here? Are higher rates going to crush precious metals, or is this just a blip before they really shine when the recession finally hits us square in the face?

3 comments

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Best Answer▲ 10 upvotes

jason_morgan💰Established (100-250k)

Yeah, I hear you on that gut punch feeling. Every time. $180k is a solid portfolio though, nice! When you say 'treading water,' are you talking about the overall portfolio performance, or specifically your gold and silver holdings?

Comments (3)

dorothy_lopez💰Established (100-250k)Real Investor•less than a minute ago

Totally feel this. I'm in a similar boat, though my chunk in precious metals isn't quite as large. I started my gold IRA around the same time, thinking it'd be a solid hedge against inflation and market volatility. Honestly, the last couple of years have been a bit of a head-scratcher. It's not exactly soaring, but it's not tanking either, which I guess is the point of a hedge, right? Still, it makes you wonder if you should be doing more, or less, in these weird economic times.

jason_morgan💰Established (100-250k)Real Investor✓ Verified•less than a minute ago

Yeah, I hear you on that gut punch feeling. Every time. $180k is a solid portfolio though, nice! When you say 'treading water,' are you talking about the *overall* portfolio performance, or specifically your gold and silver holdings?

margaret_chen🏆Advanced (250-500k)Real Investor•less than a minute ago

I hear ya on the rate hikes feeling like a gut punch, but for precious metals, it's not always a straightforward doom-and-gloom scenario. While higher rates can make interest-bearing assets more attractive, gold and silver often act as a hedge against inflation and economic uncertainty. We're in some pretty uncertain times, so that "treading water" feeling might actually be them doing their job, preventing a deeper dip compared to other assets. Just a thought.

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