Fed Rate Hike and My Silver Stack - Should I Be Worried?

Sharon Evans

Back to forum

🥈 Silver Coins

Fed Rate Hike and My Silver Stack - Should I Be Worried?

sharon_evans💰Established (100-250k)

about 5 hours ago

Key Takeaways

•Okay, so the Fed just dropped the hammer again with another rate hike, and honestly, I'm feeling a little twitchy about my silver coins.
•My boss at the oil company, he's a huge proponent of precious metals, and after years of hearing him talk, I finally jumped in a few years ago.
•Definitely glad I did, especially with all the craziness these days.

Download the free rollover checklist

Okay, so the Fed just dropped the hammer again with another rate hike, and honestly, I'm feeling a little twitchy about my silver coins. I’ve been building up a nice stack – probably somewhere in the middle of a 100-250k portfolio, mostly in physical silver and a few gold fractional coins. My boss at the oil company, he's a huge proponent of precious metals, and after years of hearing him talk, I finally jumped in a few years ago. Definitely glad I did, especially with all the craziness these days. Living in Tulsa, I feel pretty insulated sometimes, but the national economic news still hits home.

My concern is that with interest rates going up, there's less incentive for people to hold non-yielding assets like silver, right? I mean, I love my ASEs, Maples, and those gorgeous kookaburras, but if you can get a decent return on a GIC or a high-yield savings account, why would someone choose silver? I'm not planning on selling anything anytime soon, this is definitely a long-term play for me, but it does make me wonder about price suppression.

Have any of you seen a direct impact on your silver holdings specifically after these rate hikes? Or am I overthinking it? My goal is to use this silver as a hedge against inflation and a store of wealth for retirement. Speaking of retirement, I remembered I need to check out that RMD Calculator over at https://rmdcalculator.goldirablueprint.com/ pretty soon to figure out my required minimum distributions for my Gold IRA. Those things always sneak up on you.

Just trying to get a feel for the room. Is this a blip, or should I be bracing for a more sustained downturn for silver? I've been so confident in my strategy, but every rate hike makes me double-guess myself just a little.

3 comments

12,000+ investors requested this guide last month

Find out why retirees are moving savings into gold. Free kit, no obligation.

Under $100k? Compare options →

54 people viewed this today6 members requested a free kit this week9 investors bookmarked this

Best Answer▲ 6 upvotes

barbara_white🏆Advanced (250-500k)

Totally get where you're coming from. I had a similar panic a few months back when they announced a hike. My gold eagles felt like they were shrinking just looking at them, haha. For me, I just reminded myself of my long-term goals and that this is all part of the ride. It's tough not to react in the short term though!

Comments (3)

barbara_white🏆Advanced (250-500k)Real Investor✓ Verified•less than a minute ago

nancy_hall💰Established (100-250k)Real Investor•less than a minute ago

Hey, totally feel you on the twitchiness after another hike. You mentioned you've got a "nice stack" of silver coins – are we talking mostly physical here, or do you also have some exposure to silver through ETFs or mining stocks?

ashley_baker💼Starter (0-50k)✓ Verified•less than a minute ago

I hear you, it's natural to feel a bit of anxiety when you see the headlines. But I'm not so sure a Fed rate hike is always a death knell for precious metals. Higher rates *can* make holding non-yield-bearing assets less attractive, true, but they also tend to signal inflation concerns, which has historically been a tailwind for silver. It's not always a straightforward inverse relationship.

Plus, a lot of what drives silver isn't just investment demand, but industrial demand too. If the economy slows significantly with these hikes, that could be a factor, but a lot of that is already priced in, and silver has other uses beyond just being a hedge against inflation. I wouldn't panic just yet.

The retirement loophole most advisors won't mention

You can move your 401(k) into physical gold — tax-free. Here's the step-by-step guide.

Under $100k? Compare options →