Fed rate decision got me thinking about my stack and future moves

Brian Edwards

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Fed rate decision got me thinking about my stack and future moves

brian_edwards🌟Ultra (5m+)

about 4 hours ago

Key Takeaways

•Another Fed announcement and frankly, it's getting harder to ignore the implications for my portfolio.
•I've been heavily into real estate development for over 20 years, mostly high-end residential in Aspen and the surrounding areas.
•Made a killing, no complaints there.

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Another Fed announcement and frankly, it's getting harder to ignore the implications for my portfolio. I've been heavily into real estate development for over 20 years, mostly high-end residential in Aspen and the surrounding areas. Made a killing, no complaints there. But lately, with these interest rate hikes, it's definitely changing the landscape for new projects. I'm sitting on a portfolio well north of $5 million, and a significant chunk of that is in physical precious metals – gold and silver, mostly bullion but I've got some pre-1933 gold coins and plenty of American Silver Eagles. Silver has always been my speculative play, given how much more volatile it can be compared to gold.

My strategy for a while now has been to use real estate profits to constantly build up my precious metals holdings, especially when things felt bubbly. It felt like a smart hedging strategy, diversifying away from dollar-denominated assets and all the fiat funny money going on. The recent stability in gold, even with the rate increases, has been reassuring. Silver, on the other hand, has been a bit of a wild ride, but I'm still bullish long-term on both. I'm contemplating how much more to allocate given the economic uncertainty, especially with all the talk about a potential recession.

I’ve been thinking more and more about moving some of my directly held bullion into a Gold IRA for the tax advantages, especially given the size of my holdings. I briefly looked into it a couple of years ago but got sidetracked with a new development. Has anyone here used a tool like the Eligibility Checker to see if they qualify for a Gold IRA? I’m curious if it’s straightforward or if there are any gotchas I should be aware of for someone with a complex financial picture. Any first-hand experiences would be great to hear.

It ultimately comes down to balancing growth and protection. My real estate game isn't going anywhere, but I want to make sure my metals are working as hard as they can for me, especially in this unpredictable environment. How are others adjusting their strategies in light of the Fed's moves? Are you buying the dips aggressively, or holding off?

4 comments

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Best Answer▲ 8 upvotes

mark_adams👑Elite (1m-5m)

Totally get the sentiment, the Fed's moves feel like they're directly impacting every corner of the market right now. But honestly, for someone who's "made a killing" in high-end real estate for two decades, I'd argue the gold stack is more of a side dish than the main course for weathering this. Real estate, especially in those markets, has its own unique insulation against some of the broader economic winds. Maybe it's less about the gold being your savior and more about diversifying your existing, incredibly successful, and historically resilient asset class?

Comments (4)

helen_turner💰Established (100-250k)Real Investor•less than a minute ago

Totally feel this. I've been in commercial real estate for ages myself, mostly industrial in the Midwest, and the interest rate hikes have definitely put the brakes on a few projects I had lined up. It's got me seriously re-evaluating my long-term strategy, and honestly, gold is looking more and more appealing as a hedge. Good to know I'm not the only one thinking along these lines.

ruth_perez📊Growing (50-100k)•less than a minute ago

Hey, interesting post. You mention high-end residential in Aspen – are these properties mostly cash purchases by buyers, or do most still rely on financing even at that price point? Just curious how much of an impact rising rates are having directly on your sales.

mark_adams👑Elite (1m-5m)Real Investor•less than a minute ago

paul_hill🏆Advanced (250-500k)Real Investor✓ Verified•less than a minute ago

Totally get that feeling, the Fed's moves can definitely send ripples. Since you're thinking about future moves and diversifying, have you looked into how a gold IRA rollover works? It could be a solid way to move some of those gains from real estate into physical precious metals without triggering immediate taxes. Might be worth checking out if you're looking for different asset classes.

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