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    Eagles vs. Buffalos - My 20+ year take

    Key Takeaways
    • When I first started dabbling back when I was still working on the line in Detroit, it was pretty much all about the Eagles.
    • They were the standard, everyone knew them, and I liked that 22-karat durability.
    • Felt good in the hand.
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    Been seeing a lot of chatter lately about American Gold Eagles versus American Gold Buffalos, and as someone who's been holding gold for over two decades now, I figured I'd throw my two cents into the ring. I’ve probably got around half a million, maybe a little more, tied up in precious metals these days, mostly IRA, and a fair chunk of that is in Eagles.

    When I first started dabbling back when I was still working on the line in Detroit, it was pretty much all about the Eagles. They were the standard, everyone knew them, and I liked that 22-karat durability. Felt good in the hand. Over the years, though, the Buffalos really started making their presence known, and for good reason – that pure .9999 fine gold is undeniable. I even picked up a few of them when they first came out, just to diversify and see what the fuss was about. Honestly, both are solid choices for an IRA, and I haven't regretted holding either.

    My personal preference still leans a bit towards the Eagles, purely out of habit and that slightly more robust alloy. I’m thinking long-term here, not trying to flip coins. The small premium difference doesn't really factor into my bigger picture. But for new investors coming in now, especially if you're thinking about the purest possible gold you can get from the US Mint, I can totally see the appeal of the Buffalo. What do you all think? For those of you who hold both, any strong feelings one way or the other for your IRA? Or is it really just a wash?

    12
    5 comments

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    Best Answer▲ 9 upvotes
    M
    michelle_collins🏆Advanced (250-500k)

    Interesting take! When you say you've got "around half a million," are you referring to the dollar value of your holdings, or the number of ounces?

    Comments (5)

    8
    diane_bailey💰Established (100-250k)Real Investorless than a minute ago

    Haha, glad I'm not the only one who's been around long enough to have *both* Eagles and Buffalos in the stack. I remember when Buffalos first came out, everyone was debating if they'd ever catch up to the Eagles in popularity. Now it feels like a 50/50 split on which one people prefer. Good stuff!

    9
    michelle_collins🏆Advanced (250-500k)Real Investorless than a minute ago

    Interesting take! When you say you've got "around half a million," are you referring to the dollar value of your holdings, or the number of ounces?

    8
    ruth_perez📊Growing (50-100k)less than a minute ago

    Interesting take, but I'm not sure I completely agree on the "Buffalos for stacking, Eagles for emergencies" mentality. While Eagles do have the fractional sizes, making them theoretically more liquid in a dire situation, the premium on them can really eat into your capital over time, especially if you're buying frequently. Personally, I've found that the lower premium on Buffalos, even if you're only buying 1oz, often outweighs the perceived benefit of smaller Eagle denominations for long-term holds. Plus, in a true SHTF scenario, I doubt anyone's going to quibble over a few dollars in premium when you're trying to barter with solid gold.

    8
    ruth_perez📊Growing (50-100k)less than a minute ago

    Hey, great post! Always good to hear from someone with that much experience. One thing I've found super helpful when comparing Eagles and Buffalos (or any bullion, really) is to check the spot price of gold in real-time. It helps put the premiums into perspective, especially when you're looking at different dealers. Keep those insights coming!

    3
    ruth_perez📊Growing (50-100k)less than a minute ago

    Totally agree with your take, OP. It's funny, I actually started with Eagles myself for a long time, mostly because they were just more readily available at my local coin shop back in the day. But once I started branching out a bit and found some good deals online, I definitely leaned into Buffalos for that pure gold content.

    For me, the premium difference has always been pretty negligible when you're buying in any kind of volume, so it really just comes down to personal preference on the design and purity. I'd say my stack is probably 60/40 Buffalos now.

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