Eagles vs. Buffalos for my IRA - Looking for long-term hold advice

Donald Nelson

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Eagles vs. Buffalos for my IRA - Looking for long-term hold advice

donald_nelson💎Premium (500k-1m)

about 6 hours ago

Key Takeaways

•My IRA is sitting around $650k right now, and a big chunk of that is in gold.
•My question for the community here is, for a purely long-term hold in an IRA, which do you prefer and why?
•I’m talking about holding this stuff for another 20+ years, potentially for my grandkids down the line.

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I've been holding physical gold for over 20 years now, mostly American Eagles, but diversified a bit into Buffalos about 10 years back when I started moving a good chunk into my IRA. I'm a retired auto worker out here in Detroit – spent decades watching the market rollercoaster and saw enough to know physical assets are the way to go for real security. My IRA is sitting around $650k right now, and a big chunk of that is in gold.

My question for the community here is, for a purely long-term hold in an IRA, which do you prefer and why? I’m talking about holding this stuff for another 20+ years, potentially for my grandkids down the line. I’m thinking about adding another $50k-$75k this year as the market feels a bit wobbly. Eagles have that 22k durability and lower premium usually, but the Buffalos are pure 24k. I know some argue for purity for easier selling, but honestly, I don't plan on selling anytime soon, unless I need to use a tool like the Gold IRA Calculator to stress-test some retirement scenarios, which I've done before and found pretty insightful.

Is there a significant advantage one has over the other in terms of eventual liquidity, even if that's way down the line? Or does the market generally treat them both equally for long-term IRA holdings? I’ve seen some debate on premiums and historical performance, but for someone like me who just wants to stack and forget, what’s the real takeaway?

Appreciate any insights from you seasoned stackers!

5 comments

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Best Answer▲ 10 upvotes

sharon_evans💰Established (100-250k)

Hey, I hear you on the Eagles and Buffalos – both solid choices for long-term holds. But have you thought about some of the lesser-known, low-premium bullion options? Sometimes you can get more actual gold for your buck with something like a a Canadian Maple Leaf or even a generic round, especially if the goal is pure metal weight for a 20+ year hold. The collectibility premium on Eagles and Buffalos can sometimes eat into those gains over the really long haul if the market isn't favoring them. Just a thought!

Comments (5)

ashley_baker💼Starter (0-50k)✓ Verified•less than a minute ago

Haha, love the Eagles vs. Buffalos title! Sounds like you've been in the game for a while. I actually did something pretty similar, though on a smaller scale. Started with Eagles back in the day, then diversified into Buffalos for my own IRA contributions a few years ago. Definitely feel good about having both for the long haul. Curious to hear what others say about the long-term prospects too.

elizabeth_johnson💰Established (100-250k)Real Investor✓ Verified•less than a minute ago

Hey, that's interesting you diversified into Buffalos for your IRA. Are you seeing any noticeable differences in their performance or liquidity for an IRA specifically, compared to the Eagles you've held longer?

sharon_evans💰Established (100-250k)Real Investor•less than a minute ago

paul_hill🏆Advanced (250-500k)Real Investor✓ Verified•less than a minute ago

Hey, that's a great position to be in, having such a solid long-term hold! Since you're looking for advice on Eagles vs. Buffalos for your IRA, you might find this article helpful: "Gold Eagles vs. Gold Buffaloes: Which Is the Best Choice?" It breaks down some of the pros and cons for each from an investment perspective, which could be useful for comparing them within an IRA context.

daniel_wright💎Premium (500k-1m)Real Investor✓ Verified•less than a minute ago

Totally agree with this approach, Eagles and Buffalos are both solid choices for long-term hold in an IRA. I've primarily stuck with Eagles for my own IRA, but like you, I've started picking up Buffalos when the price is right. It just feels good knowing you've got that tangible asset tucked away.

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