Anyone use Equity Trust for their Gold IRA? Or have other
- •Let me tell you, that recession really spooked me, and as a retired teacher here in Phoenix, I just couldn't risk my nest egg dwindling away again.
- •Gold felt like the safest bet, and so far, so good – my 150k or so in precious metals has held its own, much better than the market has at times.
- •Overall, Equity Trust has been… fine.
Okay, so I’ve been with Equity Trust for my Gold IRA for a while now, probably close to 10 years, ever since I transferred my old 403(b) over after the 2008 crash. Let me tell you, that recession really spooked me, and as a retired teacher here in Phoenix, I just couldn't risk my nest egg dwindling away again. Gold felt like the safest bet, and so far, so good – my 150k or so in precious metals has held its own, much better than the market has at times. Overall, Equity Trust has been… fine. Nothing spectacular, nothing terrible. Just, y’know, fine.
But lately, I’ve been wondering if there’s something better out there. Their fees seem a little high when I actually sit down and crunch the numbers, and sometimes getting through to a real person feels like a bit of a maze. I’m not exactly a tech whiz, so the online portal can be a bit clunky for me. I’m thinking about potentially moving some of my platinum holdings around (yes, I diversified a bit beyond just gold, felt like a smart move then, still do mostly!).
Has anyone here had particularly good (or bad!) experiences with other Gold IRA custodians? I'm curious about fees, customer service, ease of setting things up or moving assets around, that kind of thing. I also want to make sure I'm still eligible for a Gold IRA if I were to switch – I remember using an "Eligibility Checker" tool when I first set mine up, something like this one, and it was super helpful. Are there any custodians that specifically stand out for platinum or other less common precious metals?
Any insights from you seasoned investors would be greatly appreciated. Just trying to make sure I’m being smart with my retirement funds here in my golden years!