Anyone here hold palladium in their IRA? Worth it?

• •I’m an accountant here in Atlanta, so the tax advantages of a self-directed IRA for precious metals are definitely a big draw for me.
• •My initial thought was, "Why mess with a good thing?" Gold has been solid, it's liquid, and I understand its market dynamics pretty well.
• •The price has been all over the place, which is a bit concerning, but also could present some interesting entry points.

Okay, so I’ve been heavily invested in a Gold IRA for a few years now, sitting pretty comfortably with about $180k mostly in American Gold Eagles and some Gold Buffalos. I’m an accountant here in Atlanta, so the tax advantages of a self-directed IRA for precious metals are definitely a big draw for me. My advisor has been gently nudging me towards considering diversifying into palladium, and I’m genuinely curious what the real-world experience is like for folks here.

My initial thought was, "Why mess with a good thing?" Gold has been solid, it's liquid, and I understand its market dynamics pretty well. But I've been reading up on palladium's industrial demand, particularly in catalytic converters, and it seems like there’s a strong argument for its long-term growth potential, even if it's more volatile than gold. The price has been all over the place, which is a bit concerning, but also could present some interesting entry points. I’m thinking maybe 5-10% of my overall retirement portfolio, just to dip my toes in.

For those of you who've added palladium to your IRA, how has it performed for you? Did you go with coins or bars? Any specific products or mints you'd recommend looking into or avoiding? Also, how's the liquidity when it comes time to rebalance or take distributions? I always stress about the exit strategy with these things, especially with less common metals. I know it depends on the economic winds, but just looking for personal anecdotes.

Any thoughts, good or bad, would be super helpful. Just trying to figure out if this is a smart move for someone like me, who appreciates a bit of calculated risk but also wants to sleep at night.