Anyone else seeing crazy spreads on silver from their IRA custodian?

• •I've been a pretty happy camper with my Gold IRA for the last decade, but lately, I've been eyeing my silver holdings and feeling a little uneasy.
• •Specifically, I'm talking about the spreads on buying and selling physical silver through my custodian.
• •My portfolio's heavily skewed towards metals – probably 40% there, mostly physical with a good chunk in silver coins – so these spreads hit hard.

I've been a pretty happy camper with my Gold IRA for the last decade, but lately, I've been eyeing my silver holdings and feeling a little uneasy. Specifically, I'm talking about the spreads on buying and selling physical silver through my custodian. My portfolio's heavily skewed towards metals – probably 40% there, mostly physical with a good chunk in silver coins – so these spreads hit hard. It just feels like they're widening significantly, even for common stuff like American Silver Eagles or Canadian Maples. I'm sitting here in my Upper East Side apartment, looking at the spot price, then looking at what my custodian would actually give me if I sold some, and the difference is starting to feel predatory. Is anyone else noticing this with their current custodian?

Back when I was still on the Street, you’d see a basis point or two move and know something was up. Now, for silver IRA coins, it feels like they're just tacking on extra profit for themselves because they can. I've got a decent chunk of change tied up in this – we're talking a seven-figure portfolio, and a good few hundred grand of that is in silver. If I wanted to liquidate, say, $50,000 worth of my Silver Eagles, I'm genuinely concerned about how much of a haircut I'd take. I chose this custodian years ago on a recommendation from a golfing buddy in Westchester, and they were fine for gold, but silver just feels like an afterthought for them.

So, I'm seriously considering shopping around or at least having a frank conversation with them. My question to the folks here: who are you using for your silver IRA physical holdings? Specifically looking for custodians that offer decent, transparent spreads on popular silver coins and bars, and a relatively smooth withdrawal process if I ever need to take a distribution in kind. I’m not interested in stories about gold, just silver. What's been your experience with the buy/sell prices, especially on the sell-side? Anyone had a really positive experience with a specific custodian that truly values their silver investors?

Thinking about rolling over some of my holdings if I find a better option. It’s not just about the money, it’s about feeling like I’m not getting fleeced after all these years. Any recommendations or warnings would be genuinely appreciated. Thanks.