5 years in with my Gold IRA - reflections & kinda surprised by the returns.

Patricia Miller

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5 years in with my Gold IRA - reflections & kinda surprised by the returns.

patricia_miller📊Growing (50-100k)

about 9 hours ago

Key Takeaways

•Honestly didn't think I'd be writing this post.
•When I dipped my toes into the Gold IRA world five years ago, it was mostly out of a "hedge against inflation" and "diversification" mindset.
•I started with about $60,000, mostly rolling over an old 401k, and went with mostly American Gold Eagles and some Canadian Maples.

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Honestly didn't think I'd be writing this post. When I dipped my toes into the Gold IRA world five years ago, it was mostly out of a "hedge against inflation" and "diversification" mindset. I'm a small business owner here in Denver, and between COVID hitting us pretty hard and just general economic jitters, I was looking for something more stable than just stocks. I started with about $60,000, mostly rolling over an old 401k, and went with mostly American Gold Eagles and some Canadian Maples.

My initial thought was that this would be a slow burn, probably just keeping pace, maybe slightly outperforming inflation. But looking back at the numbers today, I'm actually a bit blown away. That original $60k has grown to just shy of $95,000. That's a pretty SOLID return for something I considered a "safe" play. I haven't added any significant new funds since the initial rollover, so it's all been organic growth. I know the past few years have been a bit of a golden era for gold, but it still feels good seeing those numbers.

I definitely had moments of doubt, especially when the market was soaring and gold seemed to be just… existing. But every time there was a dip or some global uncertainty, gold just seemed to hold its ground, or even climb. It’s been a fantastic anchor for my overall portfolio, which is otherwise pretty stock-heavy. For anyone out there on the fence, especially other small business owners grappling with economic uncertainty, I’d seriously consider it. It's not going to make you rich overnight, but for peace of mind and some decent growth, it’s been a winner for me.

What are others' experiences? Have your returns surprised you, either positively or negatively? And for those who've been in longer, what's been your ride like?

3 comments

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Best Answer▲ 8 upvotes

kenneth_parker💎Premium (500k-1m)

This is really interesting to hear, especially from a small business owner navigating those crazy few years. You mentioned being "surprised by the returns" – could you elaborate a bit on what you were expecting versus what you actually saw? Like, were you expecting flat gains, or did you anticipate a much lower growth rate than what materialized?

Comments (3)

joshua_phillips🏆Advanced (250-500k)Real Investor✓ Verified•less than a minute ago

Oh man, I totally feel this. Similar boat here – opened mine up about 4 years ago for the same reasons, mostly just felt like a "safe bet" and a way to spread things out a bit. Never really expected to be logging in and seeing the kind of growth I have. It's been a pleasant surprise, for sure!

kenneth_parker💎Premium (500k-1m)Real Investor✓ Verified•less than a minute ago

janet_cook📊Growing (50-100k)•less than a minute ago

Hey, that's awesome you're happy with your Gold IRA! Good to hear a success story.

But honestly, "surprised by the returns" kind of jumps out at me. While gold has definitely had its moments, over a five-year span, many other asset classes have significantly outperformed it. A lot of that "return" lately has probably been more about inflation making everything *look* like it's going up, rather than substantial real growth in gold's purchasing power. Still, if it gives you peace of mind and works for your portfolio, that's what truly matters!

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