5 years in - platinum IRA review & what's next?

• •Hard to believe it's been five years since I first opened my Platinum IRA.
• •I remember agonizing over the decision back then, after seeing my old diversified portfolio take a pretty significant hit.
• •My initial allocation was about 15% platinum, 5% palladium, with the rest in gold just to really balance things out.

Hard to believe it's been five years since I first opened my Platinum IRA. I remember agonizing over the decision back then, after seeing my old diversified portfolio take a pretty significant hit. I'd been a CEO for over 30 years, always thought I had a handle on things, but that pullback really got me thinking differently about true wealth preservation.

My initial allocation was about 15% platinum, 5% palladium, with the rest in gold just to really balance things out. Total investment around $750k if I recall correctly. Living down here in Palm Beach, you hear a lot of chatter about various investments, but precious metals felt like a solid anchor. The returns haven't been earth-shattering every single year, obviously, but the stability and the way it's held its value relative to everything else has been a huge comfort. Especially watching the volatility over the last couple of years. I'm now pushing close to $1M just in that platinum IRA, which is a testament to sticking with it. It’s certainly helped me sleep better at night.

I've actually been considering rebalancing a bit, maybe adding some more palladium if the dip continues. My overall metals allocation is probably closer to 25-30% of my total portfolio now, which some would call aggressive, but it's what feels right for me. I’m really trying to make sure I’m set for the long haul, especially with the inflation concerns. Has anyone else done a recent portfolio review or used tools like that Retirement Planner to dial in their precious metals allocation? What percentage of your total portfolio are you comfortable having in physical metals?