Gold IRA BlueprintForum
    Back to forum
    🥈 Silver Coins

    5-Year Gold IRA - Better than a Kentucky Derby longshot!

    Key Takeaways
    • Okay, so it’s been almost exactly five years since I opened my Gold IRA.
    • I’m sitting here looking at some pastureland and just ran the numbers, and honestly, I’m pretty darn pleased.
    • I initially rolled over about $100k from an old 401k, mostly into American Eagles and some Canadian Maples.
    The 3-step rollover process explained

    Okay, so it’s been almost exactly five years since I opened my Gold IRA. I’m sitting here looking at some pastureland and just ran the numbers, and honestly, I’m pretty darn pleased. I initially rolled over about $100k from an old 401k, mostly into American Eagles and some Canadian Maples. I've been adding a bit here and there over the years, mostly when the market felt a bit wonky or when I had a good quarter with the horses. My total portfolio is hovering around the $230k mark now, which feels pretty solid. It’s not just the growth, it’s the peace of mind knowing a good chunk of my retirement isn't tied directly to the whims of the stock market.

    I remember my financial advisor at the time was a bit skeptical, tried to push me into more tech stocks. I told him, "Son, I've seen enough thoroughbreds run off with their jockeys, I prefer something that can actually hold its value." Glad I stuck to my guns with gold. It's been a steady climb, not like some of the crazy speculative bubbles popping up and then crashing. For someone like me who's seen a few economic cycles come and go, that stability is worth its weight in, well, gold!

    Now I'm starting to think about diversifying a little more within precious metals. Specifically, silver. I dabble a bit in numismatics with some older coins, but I’ve mostly kept my IRA focused on gold. Is anyone here heavily invested in silver for their IRA? I've been poking around the "Silver vs Stocks" tool on Gold IRA Blueprint (https://silvervsstocks.goldirablueprint.com/?period=10Y) and it gives a pretty interesting perspective on how it's performed over time compared to the S&P. It seems to have a good run lately.

    My main concern with silver is the volatility – seems to swing a bit harder than gold. What are folks' experiences with it long-term in an IRA context? Are there particular types of silver coins or bars that are generally preferred for IRAs? Is it something you buy and hold, or do people try to time the market with it more? Any insights from you seasoned precious metals investors would be much appreciated from a fellow Bluegrass State resident!

    162
    5 comments

    The biggest mistake retirees make with their 401(k)

    Most people don't diversify until after a crash. Get the free guide and protect your nest egg.

    552 people viewed this today73 members requested a free kit this week110 investors bookmarked this
    Best Answer▲ 10 upvotes
    C
    catherine_bell🏆Advanced (250-500k)

    Haha, love the title! That's awesome to hear about your gains. I had a similar experience a few years back, though on a smaller scale. Rolled over a portion of an old 401k into gold and silver, and while it wasn't Derby-winning money, it definitely outperformed my expectations.

    I'm also curious about what others think regarding silver. My holdings are mostly gold, but I've been eyeing more silver lately for diversification. Congrats again on your success!

    Comments (5)

    9
    joshua_phillips🏆Advanced (250-500k)Real Investor✓ Verified2 months ago

    Glad to hear about your gains, sounds like a solid five years! While gold has definitely had a good run, I'm not sure I'd go as far as "better than a Kentucky Derby longshot." Many tech stocks and even some broader market ETFs have seen even more explosive growth in that same timeframe. Gold's more about capital preservation and hedging against inflation, which it does well, but perhaps not the all-out growth play some other assets offer. Just a thought!

    10
    catherine_bell🏆Advanced (250-500k)Real Investor2 months ago

    Haha, love the title! That's awesome to hear about your gains. I had a similar experience a few years back, though on a smaller scale. Rolled over a portion of an old 401k into gold and silver, and while it wasn't Derby-winning money, it definitely outperformed my expectations.

    I'm also curious about what others think regarding silver. My holdings are mostly gold, but I've been eyeing more silver lately for diversification. Congrats again on your success!

    6
    donald_nelson💎Premium (500k-1m)Real Investor✓ Verified2 months ago

    That's awesome to hear about your gains! Super interesting you mentioned American Eagles and Canadian Maples specifically. Did you go with those for a particular reason, like premiums or recognition, or was that just what your custodian offered/recommended?

    6
    carol_carter💰Established (100-250k)Real Investor2 months ago

    That's awesome to hear about your gains! Gold IRAs really can be a solid long-term play. Since you're looking at silver too, you might want to check out some of the articles on the differences between gold and silver performance in an IRA. Knowing their historical correlation and volatility can help you decide on the right allocation. Good luck with the silver!

    2
    barbara_white🏆Advanced (250-500k)Real Investor✓ Verified2 months ago

    Totally agree, dude! My Gold IRA has been a similar story. I also rolled over about $100k, a mix of old 401k and some inherited cash, back in late 2018. Right now, it's sitting pretty at around $165k. Absolutely crushed my regular brokerage account over the same period. Good to hear I'm not the only one seeing these kinds of gains. Also curious about silver for sure!

    The biggest mistake retirees make with their 401(k)

    Most people don't diversify until after a crash. Get the free guide and protect your nest egg.

    Related Discussions

    Is anyone ACTUALLY timing the market with their physical silver?

    ▲ 30013 comments

    Had a smooth rollover from my 401k to Gold IRA, relieved!

    ▲ 29412 comments

    From an Inherited IRA to Gold - What's your take?

    ▲ 2913 comments

    Roth vs Traditional for a Gold IRA - My Vegas take

    ▲ 2895 comments

    Rebalancing & Silver Coins - Need Advice!

    ▲ 2885 comments

    Explore Other Topics

    🥇 Gold IRA

    Is Your "Safe" IRA Leaving You Exposed? The Gold Risk Myth DEBUNKED! 🔥

    🥇 Gold IRA

    Finally Got My Head Around Gold IRA Rollover Taxes! (Seriously, This Tool Rocks)

    🥈 Silver IRA

    **Seriously Helped Me Figure Out My Gold IRA Allocation!**

    📰 Gold News

    Industrial Demand for Silver - What's Everyone Thinking?