Thoughts on silver stacking for a long-term hold/hedging against inflation?

Brian Edwards

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Thoughts on silver stacking for a long-term hold/hedging against inflation?

brian_edwards🌟Ultra (5m+)

1 day ago

Key Takeaways

•Been in the real estate game for 25+ years now, mostly high-end stuff around Aspen.
•My portfolio's north of 5M, and a good chunk of that has been physical metals for a while now.
•Most of my heavy holdings are in gold, but I’ve always had a soft spot for silver, maybe a 15-20% allocation of my total metal holdings.

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Been in the real estate game for 25+ years now, mostly high-end stuff around Aspen. My portfolio's north of 5M, and a good chunk of that has been physical metals for a while now. Most of my heavy holdings are in gold, but I’ve always had a soft spot for silver, maybe a 15-20% allocation of my total metal holdings. The yellow stuff is great for stability and a long-term store of value, but silver? That’s where I see the potential for more aggressive gains when things really go sideways. Plus, the industrial demand is only going to increase, right?

My silver strategy has always been pretty straightforward: buy dips, hold for the long haul. I'm not playing the day-to-day fluctuations. When I look at the gold/silver ratio, I always feel like silver is undervalued compared to gold. For instance, back in 2020 when everything was going nuts, I dumped a significant chunk of cash into silver when it was relatively low compared to gold. That paid off pretty well for a bit, even if it’s cooled off since. I prefer coins, a mix of Eagles, Maples, and Libertad 1oz. bars are good too for density, but for liquidity, I prefer the smaller stuff. I also recently picked up some PSLV shares, just for a slight diversification on the silver front. Anyone else leaning into PSLV or buying physical more aggressively lately?

Another thing I’m always conscious of, especially with a portfolio my size, are the tax implications. I've been using that Tax Calculator over at goldirablueprint.com quite a bit to run hypothetical scenarios for when I eventually decide to sell off some of my holdings (hopefully a good few years down the line when it's really moonshot). It's a handy tool to get a rough idea of what you're looking at, especially with different capital gains rates. How do you all factor in taxes into your long-term stacking strategy? Are you thinking about setting up a separate entity for your holdings if they get significant?

Just trying to get a feel for what other serious stackers are doing out there. What's your current risk appetite for silver? Are you solely focused on physical, or are you dabbling in mining stocks or ETFs? Always interested in hearing different perspectives from folks who are in it for the long game.

5 comments

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Best Answer▲ 8 upvotes

janet_cook📊Growing (50-100k)

Interesting perspective, especially with your real estate background. While silver definitely has its uses and can be a good diversification play, I sometimes wonder if its "inflation hedge" reputation is a bit overblown compared to gold.

I mean, the industrial demand for silver can make its price a lot more volatile than gold, which often acts more purely as a monetary asset. So for a long-term, true inflation hedge, I often lean heavier on gold, even if silver offers more upside potential in a boom. Just my two cents!

Comments (5)

frank_rivera💎Premium (500k-1m)Real Investor•1 day ago

Totally get where you're coming from here. I've been in a similar situation, though on a much smaller scale! Had a decent chunk in some tech stocks, saw some good gains, but then got a bit nervous about inflation eating away at it. Started looking at silver a few years back as a diversification play, even if it was just a small portion of my overall portfolio. It's definitely helped me sleep a bit better knowing I have something tangible outside of the market.

carol_carter💰Established (100-250k)Real Investor•1 day ago

Hey, that's a pretty interesting background! Given your real estate experience, have you ever considered if silver (or even gold) stacking has any parallels to how you think about long-term property investments in terms of value retention or appreciation?

janet_cook📊Growing (50-100k)•1 day ago

carol_carter💰Established (100-250k)Real Investor•1 day ago

Hey, that's a solid allocation you've got going! With your experience, you probably already know this, but for long-term silver holds, especially when thinking about inflation hedging, it's worth keeping an eye on the gold-to-silver ratio. It can give you a good indication of when silver might be undervalued compared to gold. There are some great historical charts out there if you want to geek out on it. Just a thought!

andrew_roberts👑Elite (1m-5m)Real Investor✓ Verified•1 day ago

Totally agree with you on silver as a long-term hedge, especially with inflation concerns. I'm not in the real estate game like you, but I've been slowly building my silver stack over the past 5 years or so, mainly as a 'just in case' and a way to diversify a bit from stocks. It's been a pretty solid performer for me personally, much like your experience. Good to see someone with a similar mindset!

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